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Continued on page 83 SBA Preferred Lender Small Business Lending Solutions from Northeast Bank Whether you are looking to purchase equipment expand an existing operation or need working capital - we can help. We provide SBA Small Business Loans from 25000 - 150000 through our local branch network with expedited closing. Looking for more Our commercial lending team can meet to determine the right solution for your business. To speak with a loan officer call 1.800.284.5989 or visit us online at northeastbank.combusiness. Available loan programs cover Working capital to fund operations or purchase inventory Purchase equipment machinery supplies or materials Refinance existing business debt 1.800.284.5989 northeastbank.com D E C E m b E r 2 0 1 5 3 3 Dollars sense ATM charge 4 Refund ATM surcharges With some ac- counts Checking account fee Noneforsomeaccounts. Highest savings account APY terms .1525000min. Credit card APRs for A B C credit scores 7.24to25.99 Best APR for 60-month auto loan 5.5 Lowest 30-year fixed rate res. mortgage APR 4.065 Lowest res. mortgage APR terms 3.058 10-yr. fixed Highest APY opportunity 5-year CD 1.5 min. 5000 Highest CD APY terms 1.5 5-year min. 5000 Best APY for 12-month IRA 0.27 250 min. Electronic check scanning on mobile devices Yes northeast Bank northeastbank.com Branches 10 Minimum ATM withdraw 20 Non-customer ATM charge 2.00 Refund ATM surcharges No Checking account fee No Highest savings account APY terms 0.10 100 min. Credit card APRs for A B C credit scores NA Best APR for 60-month auto loan 6.13 Lowest 30-year fixed rate res. mortgage APR 4.083 Lowest res. mortgage APR terms 3.39515-yearfixed Highest APY opportunity 1.4 5-year CD 500 min. Highest CD APY terms 1.4 5-year CD 500 min. Best APY for 12-month IRA 0.20 500 minimum Electronic check scanning on mobile devices Yes norWaY saVInGs Bank norwaysavingsbank.com Branches 24 Minimum ATM withdraw 20 Non-custom- er ATM charge 2 Refund ATM surcharges Yes up to 20. Checking account fee No Highest savings account APY terms .15 100000 minimum Credit card APRs for A B C credit scores NA Best APR for 60-month auto loan 2.99 Lowest 30-year fixed rate res. mortgage APR 4.83 Lowest res. mortgage APR terms 3.27 15-year fixed. Highest APY opportunity 1.11 5-year CDIRA Highest CD APY terms 1.11 5-year CD Best APY for 12-month IRA .25 Premium IRA Electronic check scanning on mobile devicesYes PeoPles UnIteD Bank peoples.com Branches 26 in Maine Minimum ATM withdraw 10 Non-customer ATM charge 2.50 Refund ATM surcharg- es With some accounts. Checking account fee 12 free if 65 or older or with use of direct deposit. Highest savings account APY terms 0.02 with 250 minimum balance Credit card APRs for A B C credit scores 9.99 - 20.99 Best APR for 60-month auto loan 7.49 for a new car. Lowest 30-year fixed rate res. mortgage APR 3.76 Lowest res. mortgage APR terms 2.967 51 ARM. Highest APY opportunity 1.15 5-year CD if with checking account. Highest CD APY terms 1.05 5-year 1000 min. Best APY for 12-month IRA 0.25 1000 minimum Electronic check scanning on mobile devices Yes. saCo BIDDeForD saVInGs sbsavings.com Branches 6 Minimum ATM withdraw 5 Non-customer ATM charge 3.50 Refund ATM surcharges No Checking account fee None for many accounts Highest savings account APY terms 0.40 Mainely Preferred account 100000 minimum Credit card APRs for A B C credit scores NA Best APR for 60-month auto loan 3.5 new car Lowest 30-year fixed rate res. mortgage APR 4.05 Lowest res. mortgage APR terms 3.524 15-yr. fixed Highest APY opportunity 1.85 5-year CD min. 500. Highest CD APY terms 1.85 5-year CD. min. 500 Best APY for 12-month IRA .40 minimum 500 Electronic check scanning on mobile devices No. sanForD InstItUtIon For saVInGs banksis.com Branches 8 in Maine Minimum ATM withdraw 20 Non- customer ATM charge 3 Refund ATM surcharges Yes with Ultimate Checking. Checking account fee No Highest savings account APY terms .05 2500 min- imum balance. Credit card APRs for A B C credit scores 14.99-21.99 Best APR for 60-month auto loan 3.0 Lowest 30-year fixed rate res. mortgage APR 4.00 Lowest res. mortgage APR terms 3.841 31 ARM Highest APY opportunity 2.27 10-year Silver Link CD III 10000 minimum balance. Highest CD APY terms 2.27 10-year Silver Link CD III 10000 minimum balance. Best APY for 12-month IRA .04 500 minimum