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Money Makeover continued from page 33 www.sbsavings.com 1-877-SACO-BID 722-6243 As Maines Oldest Bank weve seen our share of history. Since 1827 through good times and bad weve helped our fellow Mainers achieve nancial security in the present while planning for tomorrow. Maybe thats why so many Maine families bank with us generation after generation. SACO BIDDEFORD WESTBROOK SCARBOROUGH SOUTH PORTLAND OLD ORCHARD BEACH 252 Main St Saco Proudofourpast. Focusedonyourfuture. D E C E m b E r 2 0 1 5 8 3 Dollars sense Electronic check scanning on mobile devices Yes TD BanK tdbank.com Branches 40 Minimum ATM withdraw 20 Non-custom- er ATM charge 3 Refund ATM surcharges with certain accounts. Checking account fee Free with min. 100 balance. Highest savings account APY terms .40 100000 minimum balance Credit card APRs for A B C credit scores 12.99 - 22.9 Best APR for 60-month auto loan NA Lowest 30-year fixed rate res. mortgage APR 4.184 Lowest res. mortgage APR terms 3.19 31 ARM Highest APY opportunity 1.19 7-year CD minimum deposit 250. Highest CD APY terms 1.25 7-year CD 250 min. Best APY for 12-month IRA .25 250 min. Electronic check scanning on mobile devices Yes CreDIT UnIons aCaDIa FeDeral CreDIT UnIon acadiafcu.org Branches 5 Minimum ATM withdraw 10 Non-custom- er ATM charge 1.50 Refund ATM surcharges No. Checking account fee No Highest savings account APY terms .40 Credit card APRs for A B C credit scores As low as 10.90. Best APR for 60-month auto loan 2.99 Lowest 30-year fixed rate res. mortgage APR 5.64 with 20 down payment. Lowest res. mortgage APR terms 5.30 10-year fixed 20 down payment Highest APY opportunity 2.02 5-year CD Highest CD APY terms 2.02 5-year CD Best APY for 12-month IRA .40 Electronic check scanning on mobile devices Yes aTlanTIC reGIonal FeDeral CreDIT UnIon atlanticregional.com Branches 4 Minimum ATM withdraw 10 Non-customer ATM charge 2.50 Refund ATM surcharges No Checking account fee No Highest savings account APY terms .10 Credit card APRs for A B C credit scores 9.99 to 22.99 Best APR for 60-month auto loan 2.99 members only Lowest 30-year fixed rate res. mortgage APR 4.063 Lowest res. mortgage APR terms 3.139 3-year ARM. Highest APY opportunity 1.60 5-year Step-up CD IRA 500 min. Highest CD APY terms 1.60 5-year 500 min. Best APY for 12-month IRA .40 Electronic check scanning on mobile devices Yes. BanGor FeDeral CreDIT UnIon bangorfederal.com Branches 3 Minimum ATM withdraw 10 Non-cus- tomer ATM charge 2.50 Refund ATM surcharges No Checking account fee No Highest savings account APY terms 0.35 Money Market account 25000 minimum balance. Credit card APRs for A B C credit scores 7.9 to 10.9 Best APR for 60-month auto loan 1.99 2012 car or newer. Lowest 30-year fixed rate res. mortgage APR 4.0 members only Lowest res. mortgage APR terms 3.125 15-year fixed members only Highest APY opportunity 2.12 5-year Jumbo CD 100000 minimum balance. Highest CD APY terms 2.12 5-year Jumbo CD 100000 minimum balance. Best APY for 12-month IRA .35 25000 minimum balance. Electronic check scanning on mobile devices Yes CPorT CreDIT UnIon cportcu.org Branches 6 Minimum ATM withdraw 10 Non-cus- tomer ATM charge 3 Refund ATM surcharges Some. Checking account fee No Highest savings account APY terms .20 Credit card APRs for A B C credit scores 11.99 - 17.99 Best APR for 60-month auto loan 2.99 Lowest 30-year fixed rate res. mortgage APR 4 Lowest res. mortgage APR terms 3.125 3-yr. ARM. Highest APY opportunity 1.60 5-year CD Highest CD APY terms 1.60 5-year Best APY for 12-month IRA .60 Electronic check scanning on mobile devices Yes CUMBerlanD CoUnTY CreDIT UnIon myccfcu.com Branches 5 Minimum ATM withdraw 20 Non-customer