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86 p o r t l a n d monthly magazine Dollars sense Maine savings FeDeral CreDiT Union mainesavings.com Branches 10 Minimum ATM withdraw 10 Non-customer ATM charge Yes Refund ATM surcharges Yes if qualified Checking account fee No Highest savings account APY terms 2.0 10000 max. Credit card APRs for A B C credit scores 9.99-18.99. Best APR for 60-month auto loan 2.69 Lowest 30-year fixed rate res. mortgage APR 4.128 Lowest res. mortgage APR terms 3.125 10-yr. fixed. Highest APY opportunity 1.56 5-year CD 500 min. Highest CD APY terms 1.56 5-year CD 500 min.. Best APY for 12-month IRA .35 500 min. Electronic check scanning on mobile devices Yes Maine sTaTe CreDiT Union mainestate.cuview.net Branches 3 Minimum ATM withdraw 10 Non-customer ATM charge Yes Refund ATM surcharges No Checking account fee No. Highest savings account APY terms .15 25 min. Credit card APRs From 9.99. Best APR for 60-month auto loan 2.99 Lowest 30-year fixed rate res. mortgage APR 4.0 Lowest res. mortgage APR terms 2.75 10-year fixed. Highest APY opportunity 1.65 5-year CD 500 min. Highest CD APY terms 1.65 5-yr. 500 min. Best APY for 12-month IRA .50 500 min. Electronic check scanning on mobile devices No oCean CoMMUniTies FeDeral CreDiT Union oceancommunities.com Branches 5 Minimum ATM withdraw 5 or 20 Non- customer ATM charge 3 Refund ATM surcharges Yes for most accounts Checking account fee No Highest savings account APY terms .10 250 min. Credit card APRs for A B C credit scores NA Best APR for 60-month auto loan 2.75 Lowest 30-year fixed rate res. mortgage APR 4.128 Lowest res. mortgage APR terms 3.415 10-year Highest APY opportunity 2.01 up to 20000 in a Kasa- sa Cash acct. Can be combined with Kasasa Saver for 1.01 up to another 50000. Highest CD APY terms .85 5-year 1.81 500 min. Best APY for 12-month IRA .45 500 min. Electronic check scanning on mobile devices Yes PeoPles CHoiCe CreDiT Union peopleschoicecreditunion.com Branches 4 Minimum ATM withdraw 10 Non-customer ATM charge 2 Refund ATM surcharges No Checking account fee No Highest savings account APY terms 0.50 Money Market savings 250000 min. Credit card APRs From 9.90 Best APR for 60-month auto loan 2.49 Lowest 30-year fixed rate res. mortgage APR 4.0 Lowest res. mortgage APR terms 3.25 15-year fixed Highest APY opportunity 2.307-yearCD10000min. Highest CD APY terms 2.30 7-year 10000 min. Best APY for 12-month IRA .45 10000 minimum. Electronic check scanning on mobile devices No. ToWn CoUnTrY FeDeral CreDiT Union tcfcu.com Branches 6 Minimum ATM withdraw 1 Non- customer ATM charge 2 Refund ATM surcharg-