December 2015 | view this story as a .pdf
Maine banks and credit unions are anxious to win you over. Pull up a chair and get to know them.
From Staff & Wire Reports
Some banks make change, the best make changes. As 2016 looms, here’s an impressive array of Maine’s financial institutions, their services made ready at a glance. TD Bank, for example, is throwing its doors open on Sundays in and around Portland. On other nights, they’re open till 7 p.m. Isn’t it nice to feel needed? Read what the others are doing for you, below:
ANDROSCOGGIN BANK
androscogginbank.com
Branches: 12; Minimum ATM withdraw: $20; Non-customer ATM charge: $3; Refund ATM surcharges: Yes, except with Blue Wave Basic account.
Checking account fee: No when minimum deposit requirements are met.
Highest savings account APY & terms: .03% with $25,000 balance
Credit card APRs for A, B, C credit scores: 9.99% – 22.99%
Best APR for 60-month auto loan: 7.85%
Lowest 30-year fixed rate res. mortgage APR: 4.0%
Lowest res. mortgage APR & terms: 15-yr Wealth
Builder with 2-tier fixed rates 1.75%/5%, or 2.28% average over the life of the loan
Highest APY opportunity: .85%, high 5-year CD, Minimum deposit: $500
Highest CD APY & terms: .85%, high 5-year CD,
Minimum deposit: $500.
Best APY for 12-month IRA: .25%
Electronic check scanning on mobile devices: Yes
AROOSTOOK COUNTY FEDERAL SAVINGS yourhomebank.com
Branches: 2; Minimum ATM withdraw: $20; Non-customer ATM charge: $2; Refund ATM surcharges: Yes
Checking account fee: None with $250 minimum balance; no min. for account holders 55 or older
Highest savings account APY & terms: 0.15%, Passbook account, $5 deposit to open.
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 2.95%
Lowest 20-year fixed rate res. mortgage APR: 5.75%
Lowest res. mortgage APR & terms: 4%, 3-year ARM
Highest APY opportunity: 1.89%, 5-year CD
Highest CD APY & terms: 1.89%, 5-year CD
Best APY for 12-month IRA: 1.25%
Electronic check scanning on mobile devices: No
AUBURN SAVINGS BANK auburnsavings.com
Branches: 2; Minimum ATM withdraw: $10; Non-customer ATM charge: $2; Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: Money Market 0.35% for $200,000 minimum.
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 4.25%
Lowest 30-year fixed rate res. mortgage APR: 4.417%
Lowest res. mortgage APR & terms: N/A
Highest APY opportunity: .85%, 5-yr. CD, min. $500
Highest CD APY & terms: .85%, 5-yr., min. $500
Best APY for 12-month IRA: 0.25%
Electronic check scanning on mobile devices: No
BANGOR SAVINGS bangor.com
Branches: 61; Minimum ATM withdraw: $20;
Non-customer ATM charge: $3.50;
Refund ATM surcharges: Yes. Checking account fee: No
Highest savings account APY & terms: .08%,
minimum $25,000 balance
Credit card APRs for A, B, C credit scores: 9.99%-23.99%
Best APR for 60-month auto loan: 4.0% for a new car.
Lowest 30-year fixed rate res. mortgage APR: 4.06%
Lowest res. mortgage APR & terms: 3.28% 10-year
Highest APY opportunity: 1.25%, 5-year CD, $500 min.
Highest CD APY & terms: 1.25%, 5-year, $500 min.
Best APY for 12-month IRA: 0.10%, $25,000 min.
Electronic check scanning on mobile devices: Yes
BANK OF AMERICA bankofamerica.com
Branches: 98 in Maine; Minimum ATM withdraw: $20; $10 at Falmouth branch; Non-customer ATM charge: $2.50; Refund ATM surcharges: No Checking account fee: None with $300 balance; otherwise, $5.
Highest savings account APY & terms: 0.08%, Rewards Money Market, minimum $100,000 deposit.
Credit card APRs for A, B, C credit scores: 10.99% – 22.99%
Best APR for 60-month auto loan: 2.24%
Lowest 30-year fixed rate res. mortgage APR: 4.109%
Lowest res. mortgage APR & terms: 3.167%, 5/1 ARM
Highest APY opportunity: 0.15%, 5-year CD,
$1,000 min.
Highest CD APY & terms: .15% 5-year, $1,000 min.
Best APY for 12-month IRA: 0.07%, $2,000 min.
Electronic check scanning on mobile devices: Yes
BANK OF MAINE- ACQUIRED BY CAMDEN NATIONAL BANK ON OCTOBER 15 – See Camden National Bank
BAR HARBOR BANK & TRUST bhbt.com
Branches: 20; Minimum ATM withdraw: $10; Non-customer ATM charge: $3.50; Refund ATM surcharges: Yes
Checking account fee: No for some accounts
Highest savings account APY & terms: .07%, $25 minimum deposit
Credit card APRs for A, B, C credit scores: 11.99% – 22.99%
Best APR for 60-month auto loan: 4.99%
Lowest 30-year fixed rate res. mortgage APR: 4.103%
Lowest res. mortgage APR & terms: 3.127%, 3/1 ARM.
Highest APY opportunity: 1.85%, 60-month CD, with BHBT checking acct. & $25,000 min.
Highest CD APY & terms: 1.5%, 5-year CD, $500 min.
Best APY for 12-month IRA: .25%
Electronic check scanning on mobile devices: Yes
BATH SAVINGS INSTITUTION bathsavings.com
Branches: 9; Minimum ATM withdraw: $5;
Non-customer ATM charge: $2; Refund ATM surcharges:
In some circumstances.
Checking account fee: None for certain accounts
Highest savings account APY & terms: 0.12%
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 3.041%
Lowest 30-year fixed rate res. mortgage APR: 4.051%
Lowest res. mortgage APR & terms: 3.186%, 5-yr. ARM
Highest APY opportunity: 0.95%, 5.75-year CD
Highest CD APY & terms: 0.85%, 5.-year
Best APY for 12-month IRA: .15%
Electronic check scanning on mobile devices: Yes
BIDDEFORD SAVINGS biddefordsavings.com
Branches: 6; Minimum ATM withdraw: $20; Non-customer ATM charge: $2.50; Refund ATM surcharges: No, but eStatements have free worldwide ATM use.
Checking account fee: No
Highest savings account APY & terms: .25%, $100,000 minimum balance
Credit card APRs for A, B, C credit scores: 13.99% – 17.99%
Best APR for 60-month auto loan: 3.5%
Lowest 30-year fixed rate res. mortgage APR: 4.038%
Lowest res. mortgage APR & terms: 3.25%, 15-year fixed
Highest APY opportunity: 1.81%, 5-year CD
Highest CD APY & terms: 1.81%
Best APY for 12-month IRA: .45%
Electronic check scanning on mobile devices: Yes
CAMDEN NATIONAL BANK camdennational.com
Branches: 65; Minimum ATM withdraw: $20; Non-customer ATM charge: $3.50; Refund ATM surcharges: No
Checking account fee: none with most accounts.
Highest savings account APY & terms: 0.10%, $25
minimum balance
Credit card APRs for A, B, C credit scores: 9.99% to 23.99%
Best APR for 48-month auto loan: 4%
Lowest 30-year fixed rate res. mortgage APR: 4.065%
Lowest res. mortgage APR & terms: 3.484%, 15-yr. fixed.
Highest APY opportunity: 1.05%, 5-year CD, $500 min.
Highest CD APY & terms: 1.05%, 5-year, $500 min. (Special through 12/31/15: 1.85%, $5,000 min.)
Best APY for 12-month IRA: .15%
Electronic check scanning on mobile devices: Yes
GORHAM SAVINGS BANK gorhamsavingsbank.com
Branches: 12; Minimum ATM withdraw: $20 Non-customer ATM charge: $2.95; Refund ATM surcharges: Yes
Checking account fee: No for some accounts; $5 for paper statements Highest savings account APY & terms: .25%, $75,000 minimum.
Credit card APRs for A, B, C credit scores: 9.99% to 17.99%
Best APR for 60-month auto loan: 2.875% for a new car.
Lowest 30-year fixed rate res. mortgage APR: 4.045%
Lowest res. mortgage APR & terms: 3.293%, 5-year fixed.
Highest APY opportunity: 1.30%, 5-year CD, min. $500
Highest CD APY & terms: 1.30%, 5-year, minimum $500
Best APY for 12-month IRA: .40%, minimum $500
Electronic check scanning on mobile devices: Yes
KENNEBUNK SAVINGS
kennebunksavings.com
Branches: 17; Minimum ATM withdraw: $20; Non-customer ATM charge: $3; Refund ATM surcharges: Yes
Checking account fee: No
Highest savings account APY & terms: 0.10%, $5,000
minimum balance.
Credit card APRs for A, B, C credit scores: 9.99% to 20.99%
Best APR for 60-month auto loan: 4.79%
Lowest 30-year fixed rate res. mortgage APR: 4.041%
Lowest res. mortgage APR & terms: 3.322%, 15-year fixed.
Highest APY opportunity: 1.31%, 5-yr. IRA/CD, $500 minimum Highest CD APY & terms: 1.31%, 5-year CD, $500 min. Best APY for 12-month IRA: .40%, $500 minimum Electronic check scanning on mobile devices: Yes
KEY BANK keybank.com
Branches: 53 (in Maine); Minimum ATM withdraw: $20; Non-customer ATM charge: $2.75; Refund ATM surcharges:
With some accounts
Checking account fee: None for Privilege Checking.
Highest savings account APY & terms: .10%, $25,000 min.
Credit card APRs for A, B, C credit scores: 11.99% to 21.99%
Best APR for 60-month auto loan: 3.59%
Lowest 30-year fixed rate res. mortgage APR: 4.07%
Lowest res. mortgage APR & terms: 3.19% 5-year
Highest APY opportunity: 5-year CD, .85%, min. $100,000
Highest CD APY & terms: .85%, 5-year, min. $100,000
Best APY for 12-month IRA: 0.2%
Electronic check scanning on mobile devices: Yes
Machias Savings BANK machiassavings.com
Branches: 18; Minimum ATM withdraw: $10; Non-customer ATM charge: $4; Refund ATM surcharges: With some accounts Checking account fee: None for some accounts.
Highest savings account APY & terms: .15%, $25,000 min.
Credit card APRs for A, B, C credit scores: 7.24% to 25.99%
Best APR for 60-month auto loan: 5.5%
Lowest 30-year fixed rate res. mortgage APR: 4.065%
Lowest res. mortgage APR & terms: 3.058%, 10-yr. fixed
Highest APY opportunity: 5-year CD, 1.5%, min. $5,000
Highest CD APY & terms: 1.5%, 5-year, min. $5,000
Best APY for 12-month IRA: 0.27%, $250 min.
Electronic check scanning on mobile devices: Yes
Northeast Bank northeastbank.com
Branches: 10; Minimum ATM withdraw: $20; Non-customer ATM charge: $2.00; Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: 0.10%, $100 min.
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 6.13%
Lowest 30-year fixed rate res. mortgage APR: 4.083%
Lowest res. mortgage APR & terms: 3.395%, 15-year fixed
Highest APY opportunity: 1.4%, 5-year CD, $500 min.
Highest CD APY & terms: 1.4%, 5-year CD, $500 min.
Best APY for 12-month IRA: 0.20%, $500 minimum
Electronic check scanning on mobile devices: Yes
NORWAY SAVINGS BANK norwaysavingsbank.com
Branches: 24; Minimum ATM withdraw: $20; Non-customer ATM charge: $2; Refund ATM surcharges: Yes,
up to $20.
Checking account fee: No
Highest savings account APY & terms: .15%,
$100,000 minimum
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 2.99%
Lowest 30-year fixed rate res. mortgage APR: 4.83%
Lowest res. mortgage APR & terms: 3.27%, 15-year fixed.
Highest APY opportunity: 1.11%, 5-year CD/IRA
Highest CD APY & terms: 1.11%, 5-year CD
Best APY for 12-month IRA: .25%, Premium IRA
Electronic check scanning on mobile devices:Yes
PEOPLE’S UNITED BANK peoples.com
Branches: 26 in Maine; Minimum ATM withdraw: $10; Non-customer ATM charge: $2.50; Refund ATM surcharges: With some accounts.
Checking account fee: $12; free if 65 or older, or with use of direct deposit.
Highest savings account APY & terms: 0.02% with $250 minimum balance
Credit card APRs for A, B, C credit scores: 9.99% – 20.99%
Best APR for 60-month auto loan: 7.49% for a new car.
Lowest 30-year fixed rate res. mortgage APR: 3.76%
Lowest res. mortgage APR & terms: 2.967%, 5/1 ARM.
Highest APY opportunity: 1.15%, 5-year CD if with checking account.
Highest CD APY & terms: 1.05%, 5-year%, $1,000 min.
Best APY for 12-month IRA: 0.25%, $1,000 minimum
Electronic check scanning on mobile devices: Yes.
SACO & BIDDEFORD SAVINGS sbsavings.com
Branches: 6; Minimum ATM withdraw: $5; Non-customer ATM charge: $3.50; Refund ATM surcharges: No
Checking account fee: None for many accounts
Highest savings account APY & terms: 0.40%, Mainely Preferred account, $100,000 minimum
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 3.5%, new car
Lowest 30-year fixed rate res. mortgage APR: 4.05%
Lowest res. mortgage APR & terms: 3.524%, 15-yr. fixed
Highest APY opportunity: 1.85%, 5-year CD, min. $500.
Highest CD APY & terms: 1.85%, 5-year CD., min. $500
Best APY for 12-month IRA: .40%, minimum $500
Electronic check scanning on mobile devices: No.
SANFORD INSTITUTION FOR SAVINGS banksis.com
Branches: 8 in Maine; Minimum ATM withdraw: $20; Non-customer ATM charge: $3; Refund ATM surcharges: Yes, with Ultimate Checking.
Checking account fee: No
Highest savings account APY & terms: .05%, $2,500 minimum balance.
Credit card APRs for A, B, C credit scores: 14.99% – 21.99%
Best APR for 60-month auto loan: 3.0%
Lowest 30-year fixed rate res. mortgage APR: 4.00%
Lowest res. mortgage APR & terms: 3.841%, 3/1 ARM
Highest APY opportunity: 2.27%, 10-year Silver Link CD III, $10,000 minimum balance.
Highest CD APY & terms: 2.27%, 10-year Silver Link CD III, $10,000 minimum balance.
Best APY for 12-month IRA: .04%, $500 minimum
Electronic check scanning on mobile devices: Yes
TD BANK tdbank.com
Branches: 40; Minimum ATM withdraw: $20; Non-customer ATM charge: $3; Refund ATM surcharges: with certain accounts. Checking account fee: Free with min. $100 balance. Highest savings account APY & terms: .40%, $100,000 minimum balance
Credit card APRs for A, B, C credit scores: 12.99% – 22.9%
Best APR for 60-month auto loan: N/A
Lowest 30-year fixed rate res. mortgage APR: 4.184%
Lowest res. mortgage APR & terms: 3.19%, 3/1 ARM
Highest APY opportunity: 1.19%, 7-year CD, minimum deposit $250.
Highest CD APY & terms: 1.25%, 7-year CD, $250 min.
Best APY for 12-month IRA: .25%, $250 min.
Electronic check scanning on mobile devices: Yes
CREDIT UNIONS
ACADIA FEDERAL CREDIT UNION
acadiafcu.org
Branches: 5; Minimum ATM withdraw: $10; Non-customer ATM charge: $1.50; Refund ATM surcharges: No. Checking account fee: No
Highest savings account APY & terms: .40%
Credit card APRs for A, B, C credit scores: As low as 10.90%. Best APR for 60-month auto loan: 2.99%
Lowest 30-year fixed rate res. mortgage APR: 5.64%, with 20% down payment.
Lowest res. mortgage APR & terms: 5.30%, 10-year fixed, 20% down payment
Highest APY opportunity: 2.02%, 5-year CD
Highest CD APY & terms: 2.02%, 5-year CD
Best APY for 12-month IRA: .40%
Electronic check scanning on mobile devices: Yes
ATLANTIC REGIONAL FEDERAL CREDIT UNION atlanticregional.com
Branches: 4; Minimum ATM withdraw: $10; Non-customer ATM charge: $2.50; Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: .10%
Credit card APRs for A, B, C credit scores: 9.99%
to 22.99%
Best APR for 60-month auto loan: 2.99%, members only
Lowest 30-year fixed rate res. mortgage APR: 4.063%
Lowest res. mortgage APR & terms: 3.139%,
3-year ARM.
Highest APY opportunity: 1.60%, 5-year Step-up CD/IRA, $500 min.
Highest CD APY & terms: 1.60%, 5-year, $500 min.
Best APY for 12-month IRA: .40%
Electronic check scanning on mobile devices: Yes.
BANGOR FEDERAL CREDIT UNION bangorfederal.com
Branches: 3; Minimum ATM withdraw: $10; Non-customer ATM charge: $2.50; Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: 0.35%, Money Market account, $25,000 minimum balance.
Credit card APRs for A, B, C credit scores: 7.9% to 10.9%
Best APR for 60-month auto loan: 1.99%, 2012 car or newer. Lowest 30-year fixed rate res. mortgage APR: 4.0%, members only
Lowest res. mortgage APR & terms: 3.125%, 15-year fixed, members only
Highest APY opportunity: 2.12%, 5-year Jumbo CD, $100,000 minimum balance.
Highest CD APY & terms: 2.12%, 5-year Jumbo CD, $100,000 minimum balance.
Best APY for 12-month IRA: .35%,
$25,000 minimum balance.
Electronic check scanning on mobile devices: Yes
cPORT CREDIT UNION cportcu.org
Branches: 6; Minimum ATM withdraw: $10; Non-customer ATM charge: $3; Refund ATM surcharges: Some.
Checking account fee: No
Highest savings account APY & terms: .20%
Credit card APRs for A, B, C credit scores: 11.99% – 17.99%
Best APR for 60-month auto loan: 2.99%
Lowest 30-year fixed rate res. mortgage APR: 4%
Lowest res. mortgage APR & terms: 3.125%, 3-yr. ARM.
Highest APY opportunity: 1.60%, 5-year CD
Highest CD APY & terms: 1.60%, 5-year Best APY for 12-month IRA: .60%
Electronic check scanning on mobile devices: Yes
CUMBERLAND COUNTY CREDIT UNION myccfcu.com
Branches: 5; Minimum ATM withdraw: $20; Non-customer ATM charge: Varies; Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: 0.15%, $100,000 minimum balance.
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 2.15%, New/Used car under 4 years old.
Lowest 30-year fixed rate res. mortgage APR: 4.124%
Lowest res. mortgage APR & terms: 3.125%,
15-year fixed
Highest APY opportunity: 2.02%, 5-yr. CD, $75,000 min.
Highest CD APY & terms: 2.02%, 5-yr. CD, $75,000 min.
Best APY for 12-month IRA: 0.75%, $75,000 min.
Electronic check scanning on mobile devices: No
FIVE COUNTY CREDIT UNION fivecounty.com
Branches: 15; Minimum ATM withdraw: as low as $5 depending on location; Non-customer ATM charge: $3;
Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: .15%,
$100,000 min.
Credit card APRs for A, B, C credit scores: 13.75% – 21.25%
Best APR for 60-month auto loan: 3.0%
Lowest 30-year fixed rate res. mortgage APR: 4.128%
Lowest res. mortgage APR & terms: 3.451%, 15-year fixed.
Highest APY opportunity: 1.06%, 5-yr. CD, $100,000 min.
Highest CD APY & terms: 1.06%, 5-yr., $100,000 min.
Best APY for 12-month IRA: .15%, $100,000 min.
Electronic check scanning on mobile devices: Yes
Maine Savings FEDERAL CREDIT UNION mainesavings.com
Branches: 10; Minimum ATM withdraw: $10; Non-customer ATM charge: Yes; Refund ATM surcharges:
Yes if qualified
Checking account fee: No
Highest savings account APY & terms: 2.0, $10,000 max.
Credit card APRs for A, B, C credit scores: 9.99%-18.99%.
Best APR for 60-month auto loan: 2.69%
Lowest 30-year fixed rate res. mortgage APR: 4.128%
Lowest res. mortgage APR & terms: 3.125%, 10-yr. fixed.
Highest APY opportunity: 1.56%, 5-year CD, $500 min.
Highest CD APY & terms: 1.56%, 5-year CD, $500 min..
Best APY for 12-month IRA: .35%, $500 min.
Electronic check scanning on mobile devices: Yes
Maine State CREDIT UNION
mainestate.cuview.net
Branches: 3; Minimum ATM withdraw: $10; Non-customer ATM charge: Yes; Refund ATM surcharges: No
Checking account fee: No.
Highest savings account APY & terms: .15%, $25 min.
Credit card APRs: From 9.99%.
Best APR for 60-month auto loan: 2.99%
Lowest 30-year fixed rate res. mortgage APR: 4.0%
Lowest res. mortgage APR & terms: 2.75%, 10-year fixed.
Highest APY opportunity: 1.65%, 5-year CD, $500 min.
Highest CD APY & terms: 1.65%, 5-yr., $500 min.
Best APY for 12-month IRA: .50%, $500 min.
Electronic check scanning on mobile devices: No
Ocean Communities Federal Credit union oceancommunities.com
Branches: 5; Minimum ATM withdraw: $5 or $20; Non-customer ATM charge: $3; Refund ATM surcharges: Yes, for most accounts
Checking account fee: No
Highest savings account APY & terms: .10%, $250 min.
Credit card APRs for A, B, C credit scores: N/A
Best APR for 60-month auto loan: 2.75%%
Lowest 30-year fixed rate res. mortgage APR: 4.128%
Lowest res. mortgage APR & terms: 3.415% 10-year
Highest APY opportunity: 2.01% up to $20,000 in a Kasasa Cash acct. Can be combined with Kasasa Saver for 1.01% up to another $50,000.
Highest CD APY & terms: .85%, 5-year, 1.81%, $500 min.
Best APY for 12-month IRA: .45%, $500 min.
Electronic check scanning on mobile devices: Yes
PEOPLES CHOICE CREDIT UNION peopleschoicecreditunion.com
Branches: 4; Minimum ATM withdraw: $10; Non-customer ATM charge: $2; Refund ATM surcharges: No
Checking account fee: No
Highest savings account APY & terms: 0.50%, Money Market savings, $250,000 min.
Credit card APRs: From 9.90%
Best APR for 60-month auto loan: 2.49%
Lowest 30-year fixed rate res. mortgage APR: 4.0%
Lowest res. mortgage APR & terms: 3.25%, 15-year fixed
Highest APY opportunity: 2.30%, 7-year CD, $10,000 min.
Highest CD APY & terms: 2.30%, 7-year , $10,000 min.
Best APY for 12-month IRA: .45%, $10,000 minimum.
Electronic check scanning on mobile devices: No.
TOWN & COUNTRY FEDERAL CREDIT UNION tcfcu.com
Branches: 6; Minimum ATM withdraw: $1; Non-customer ATM charge: $2; Refund ATM surcharges: Yes, with Rewards Checking.
Checking account fee: No
Highest savings account APY & terms: .15%, $25 minimum deposit.
Credit card APRs for A, B, C credit scores: 8.9%-17.9%.
Best APR for 60-month auto loan: 2.49% for new car;
Lowest 30-year fixed rate res. mortgage APR: 4.47%
Lowest res. mortgage APR & terms: 3.81% 10-yr .fixed
Highest APY opportunity: 3.01%, up to $10,000, with Rewards Checking.
Highest CD APY & terms: 1.74%, 5-year CD, min $500
Best APY for 12-month IRA: 0.5%
Electronic check scanning on mobile devices: Yes
UNIVERSITY CREDIT UNION ucu.maine.edu
Branches: 8; Minimum ATM withdraw: $5, or 20; Non-customer ATM charge: $2; Refund ATM surcharges: In some circumstances.
Checking account fee: No
Highest savings account APY & terms: 2.97 Kasasa Cash up to.$10,000
Credit card APRs for A, B, C credit scores: 7.99% to 17.99%
Best APR for 60-month auto loan: 2.49%, $7,500 minimum loan amount
Lowest 30-year fixed rate res. mortgage APR: 3.875%
Lowest res. mortgage APR & terms: 2.875%, 10-year fixed.
Highest APY opportunity: 1.20%, 5-year CD or 2.97% Kasasa Cash up to $10,000.
Highest CD APY & terms: 1.20%, 5-year CD.
Best APY for 12-month IRA: 0.3%
Electronic check scanning on mobile devices: Yes
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