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MommywheredoChrist-mastreescomefromWhyfromMaineofcoursedearAshimmeringexampleTeVirginian-PilotofNorfolkVirgin-iarecentlydiscoveredthisholidaytid-bitwiththecaption100YearsAgoAfour-mastedschoonerEdithH.Sym-ingtonarrivesinNorfolkfromMainewithmorethan1000Christmastrees.TetreeswillbeplacedincoldstorageattheAnheuser-Buschplantbeforego-ingonsale.Itsonethingtodeliverlumber.ButwhoknewMainehaditsownPolarEx-pressundersailBecauseevenmagicshipsdropan-chorinboththepastandfuturewede-cidedtostudyhertothekeel.TeEdithH.SymingtonwaslaunchedinNew-buryportin1900.Fiveyearsaerdeliv-eringtheChristmastreestoVirginiashewaslostatseaothecoastofAlgeria.AccordingtoapostbyJanLettensonwrecksite.euOnDecember14th1919theAmericanwoodenschoonerEdithH.SymingtononvoyagefromNorfolktoAlgierswithacargoofcoalwaslostaerrunningaground10mileseastofAlgiers.CoalforsomeonesstockingFromStaWireReportsgoingson18portlandmonthlymagazneFrmtpSnnnWiimSnrtSSivColbyCollegeMuseumofArt5600MayflowerHillDr.Waterville.BernardLanglaisthruJan.4HighlightsfromthePermanentCollectionthroughmid-2015.859-5600colby.eduFarnsworthArtMuseum16MuseumSt.Rockland.TheWy-ethsMainetheSeathruDec.31EdwinAustinAbbeysShake-speareFromtheYaleUniversityArtGallerythruJan.4TheShak-ersFromMountLebanontotheWorldthruJan.5.596-6457faswohuseu.ogFirstFridayArtWalkdowntownPortland.Visitlocalgalleriesstudiosandmuse-umsDec.5Jan.2Feb.6.fs-fdayawalk.coInstituteofContempo-raryArtatMECA522Con-gressSt.Portland.SouthofNoNorthFacultyExhibitionHon-ourMackBennettMorrisSeanGloverChristopherStieglerthruDec.22.eca.educaMaineHistoricalSociety489CongressSt.Portland.HomeTheLongfellowHouseandtheEmergenceofPort-landthruMayWholesomeHabitationsArchitecturalCol-lectionsoftheMaineHistoricalSocietythrumid-2015.774-1822aehsoy.ogMaineJewishMuseum267CongressSt.Portland.UnorthodoxCraftsthruDec.24.aejewshuseu.ogMuseumofFineArtsBos-ton.JamieWyethsfirstcompre-hensiveretrospectiveexamineshisimaginativeapproachtorealismoversixdecadesfromchildhooddrawingsthroughvariousrecurringthemesin-spiredbythepeopleplacesandobjectsthatfascinatehimthruDec.28.fa.ogPortlandMuseumofArt7CongressSq.Portland.AaronT.StephanToBorrowCutCopyandStealthruFeb.8TheBergerCollectionTreasuresofBritishArt1400-2000thruJan.4.775-6148oladuseu.ogUSMArtGalleriesPortlandandGorhamcampusgalleries.OpposingGesturesvideoartbySamaAlshaibiandJosephFarbrookthruDec.10.933-9999us.ae.edumusicAsylum121CenterSt.Port-land.KaraokeeveryWRetroNighteveryThArtAlexakisDec.5ScreamingatDemonsAnEveningwithShimonMooreDec.6TheUltimateAldeanExperienceDec.12NorthofNashvilleandSlyChiwithJoeGaliantandtheTransitDec.31.oladasylu.coBlue650CongressSt.Port-land.AcousticJamEveryTues.IrishMusicNightEveryWed.Seewebsiteformorelistings.774-4111ocyblue.coBoothbayOperaHouse86TownsendAve.Booth-bayHarbor.TheDoughBallDec.12.633-5159booh-bayoeahouse.coCrossInsuranceArenaCumberlandCountyCivicCenter1CivicCenterSq.Portland.AlanJacksonKeep-initCountryTourJan.24.waefococes.coDogfishBarGrille128FreeSt.Portland.AcousticOpenMiceveryWJazzhappyHourwithTravisJamesHum-phreyguestseveryFTheOrgonDonorsDec.4Jan.1Feb.5TheWaitersDec.5Jan.2MattMeyerandtheGump-tionJunctionDec.6Jan.313ScotlandRoadDec.11Jan.8LatinInfusionVivaDec.12Jan.9TheRenovatorsDec.13Jan.10LQHDec.19Jan.16IsaiahBennettDec.25HighballJazzBandJan.23WelterWeightJan.24.772-5483hedogfsh-coay.coEmpire575CongressSt.Portland.ClashoftheTitanseveryWBrendawithPurseandFurDec.5.747-5063oladee.coFryeburgAcademyLeuraHillEastmanPerformingArtsCtr.MetOperaLiveinHDDieMeis-tersingervonNrnbergDec.13.fyebugacadey.ogacJonathans92BournesLn.Ogunquit.RustedRootDec.14NewYearsEveGalaDec.31JeffDanielstheBenDanielsBandJan.16MelanieJan.17KarlaBonoffMar.21.646-4526joahasoguqu.coMerrillAuditorium20MyrtleSt.Portland.MaineStateBalletTheNutcrackerDec.6-7MagicofChristmasDec.12-21TheVictorianNutcrackerDec.13-17ChristmaswithCornilsDec.23PiratesandMermaidsAhoyJan.11SisterActJan.17AlexanderTharaudJan.22BeethovensPastoraleJan.2527.842-0800porttix.comOneLongfellowSquareTeCristmasShipSouliveattheStateTheatreDecember31withTheRusticOvertonesopening.statetheatreportland.com 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320SpringStreetWestbrookME04092www.avitaofstroudwater.comAssistedLivingSpecializedforMemoryCareThankyouOnouroneyearanniversarywewanttothanktheentireSouthernMainecommunitywhohavewelcomeduswithopenarms.Wehaveagreatappreciationforthisvibrantclose-knitcommunitywhohavemadeourrstyearsoremarkable.Toourfamilies-thankyouforgivingustheprivilegetocareforyourlovedones.IfsomeoneyoulovecouldbenetfromthewonderfulwayoflifeatAvitadonothesitatetocontactLeaRust207.857.9007orLeaavitaofstroudwater.comVintageMaineImages.comBringapieceofhistoryhome18346HOLIDAYSALE5offPrintReproductions8X1011X1413X19and2.50off5x7PrintsSalevalidthroughDecember242014VMIisawebsiteofMaineHistoricalSocietywww.MaineHistory.orgDiscoverthe1924PortlandTaxRecordsBuyPrintsofYourHomeorBusiness.AllNeighborhoodsIslandsSearchmorethan18000imagesatMaineMemory.netPTRThe1924PortlandTaxRecordDigitizationProjectisacollaborativeeffortoftheCityofPortlandMaineHistoricalSocietyandthePortlandPublicLibrary.MakesAGreatGift20portlandmonthlymagazinegoingson181StateSt.Portland.TheJazzWorkshopDec.4TomRushDec.5TheBlackLilliesDec.12EllisPaulDec.27.761-1757onelongfellowsquare.comPortCityMusicHall504CongressSt.Portland.JohnBrownsBodyDec.4W.KamauBellDec.5RyanMontbleauDec.6PopEvilDec.9ChuckRa-ganDec.10TurkuazDec.12StartMakingSenseDec.13TheAwesomeDec.26TheKenyaHallBandpresentsStevieWonderTributeNightDec.27Laz-erdiskDec.29MoonHoochDec.30TheGhostofPaulReverewithSpencerAlbeeDec.31SparksTheRescueJan.2TheMallettBrothersBandJan.3Tant-ricJan.8BruceintheUSAJan.10.956-6000portci-tymusichall.comStateTheatre609CongressSt.Portland.FloggingMollyDec.1DarkStarOrchestraDec.4TheFogcuttersDec.5TheHeadandtheHeartDec.6TreyAnastasioBandDec.7Mati-syahuDec.17SouliveDec.31TheDevilMakesThreeJan.3BlackLabelSocietyJan.13.956-6000statetheatreportland.comStoneMountainArtsCenter695DugWayRd.Brownfield.CarolNoonanandDanaCunninghamDec.6StoneMountainLiveTalentSearchDec.12StoneMountainLiveForChristmasDec.12-1319-20BarnBurnerwithGirlsGunsandGloryDec.26JuniorBrownJan.16JeffDanielsandtheBenDan-ielsBandJan.17BenHammondJan.18.935-7292 experiencedteamqualityconstructionspecializingincustomhomesrenovationhomemaintenance2072821010NorthDamMillP.O.Box451BiddefordMaine04005www.brady-contruction.comDcmbr201421stonemountainartscenter.comStrandTheatre345MainSt.Rockland.Shame-kiaCopelandsHolidayPartyDec.11.594-0070rocklandstrand.comTastyventsBrowneTradingCompany262CommercialSt.Portland.WinetastingsoneormoreSat.everymonth1-5pm.775-7560brownetrading.comFlanaganFarm668NarragansettTrailRt.202Buxton.BenefitdinnerspreparedbylocalchefstobenefitMaineFarmlandTrust.ChefsSteveCorryRobEvansSamHaywardJeffLandryLarryMatthewsandLeeSkawinskiDec.7ChefJustinWalkerofEarthJan.24.flanaganstable.comLocalSprouts649CongressSt.Portland.LocalFoodsNetworkingBreakfastDec.16.Localsproutscooperative.comOldPortWineMerchants223Commer-cialSt.Portland.WinetastingeverythirdW.772-9463oldportwine.comSweetgrassFarmOldPortTastingRoom324ForeSt.Portland.Maine-madewinebittersandspirittastingsallthetime.761-8446sweetgrasswinery.comTheWestEndDeliCatering545CongressSt.Portland.WinetastingseveryfirstF6-8pm.774-6426thewestenddeli.comDontmissAnnualFestivalofTreesDyerLibrarySacoMuseum371MainStreetSaco.Raffleticketsfortreeshandmadewreathsandmoretosupportpro-gramsthruDec.31.Sacomuseum.orgFreeportSparkleWeekendFreeport.Pa-radeofLightshorse-drawnwagorideshotcocoaSantatreatsmusicmore.thruDec.5-7.Sacomuseum.orgHorseandWagonRidesMonumentSquarePortland.FreehorseandwagonridesindowntownPortlandFri.-Sun.thruDec.23.Portlandmaine.comKringlevilleinWatervilleMainStreetWater-ville.AfamilyeventbringthekidstomeetSantaathisWatervilleHomethruDec.21.680-2055watervillemainstreetorgLeClubCalumet334WestRiverRd.Augusta.AugustaHolisticMysticFairpsychicmediumsmas-sagenontraditionalcareandcraftsDec.6.446-7868Snodeo2015Rangeley.TheRangeleySnowmobileClubpresentssnowmobileracesawardsaparadeandfireworks.Jan.22-24.Rangeleysnowmobile.comSugarloaf5092AccessRd.CarrabassettValley.Carrabassett.LocalsWeekDec.1-5HolidayGiftBazaarDec.12-14.800-843-5623sugarloaf.comSundayRiver15SouthRidgeRd.Newry.AnnualSantaSundayDec.7WinterfestWeekendDec.12-14.824-3000sundayriver.comCompiledbyJeaneeDudley ower22ygzeAtastyblendofthefabulousnoteworthyandabsurd.fromtopcourtesyKirKusreviewsphotobyLeahoverstreeteLephantcourtesyportLandpubLicartbearbyshannonwiLLiamsondogsbymeaghanmauriceourLadybycoreytempLetonmstillinabitofshockaboutitallsasnov-listilyKingbackhominyarmouthaftrwinninthrstKirkusPriforFictionforhrrunawahitEuphoriaadarktalofanthropol-oistsinwguina100arsaovrmuchlikarartadandthmninhrlif.h50000priisjustthlatstrconitionforKinwhosprviousnovlshavbnwid-lacclaimd.nthshortlistwithEuphoriaforthKirkusctionpriRemedyforLovebFarmintonnovlistBilloorbach.ndonofththrjudswasPortlandsKateChris-tensenwhosownnovlTheGreatManwonthPeFaulknrawardin2009.hrwasnonpotismsasChristnsnofKinandRoorbach.hostwobookswrstandouts.C.Z.C.The2014KirkusprizewinnersclaimtheirtrophiesinAustinTexas.FromleftKateSamworthforyoungadultctionLilyKingforctionandGillianRedfearnwhoacceptedonbehalfofnon-ctionwinnerRozChast.WputthosonsasJuliaKirbvicchairofPortlandsPublicrtcommit-taboutthQRcodsafxdtothcitssculptursandmon-umnts.Whoppo-plsthatthcanlarnmoraboutachpic.Scanthcodwithoursmartphontoaccsspublicart-portland.orgforrvalsandfunfactsaboutthart-istsandthart.Un-fortunatlsomtimspo-plplthmoffdontknowwh.SthBrnardanlaiswoodsculptursr-cntldonatdtothcitbhisstatincludinthisbarinthcangatwapavilion.hcrobaticDosrihtandelphantfarrihtarinthmainbranchofthPortlandPub-licibrar.C.Z.C.SweetSuccessforMainenovelistsCodeStalkersOurLadyofVicto-riesThePortlandSail-orsSoldiersMonumentFranklinSimmonssculptorRichardMorrisHuntarchitectandsculptor.Dedicated1891MonumentSquare.WithawaveofyoursmartphoneDidyouknowthatPortlandlost5000livestotheCivilWarfullyone-sixthofitspopulationAsweepofthesmartphoneleadsyoutoAlthoughhepaintedformanyyearsLanglaisbecameaself-taughtsculptorwhoseexplorationinwoodbeganatasummercottageinMaineheboughtin1956Fromwallsandreliefstofree-standingsculpturewasasmallstepandhismenageriewasbegun.InthelastelevenyearsofhislifehecreatedalivelyartenvironmentinCush-ingcomprisingmorethan100outdoorpieces.BernardBlackieLanglaisPortlandPublicLibraryMainBranch ArearugsfromaroundtheworldKarastanCarpetandAreaRugsMondayFriday9-5Saturday10-5Sunday12-4mougalian.com300RoundwoodDriveScarboroughMaine800.292.4388207.883.4388MougalianRugCleaningprovidesexpertrugcleaningservicesforarearugsofalltypesandsizes. 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DouglasMerriaM2PortlandafterdarkDecember201425ExploringtheThepersonalityofPortlandisdefinednotjustbyitscenterbutbyitsedges.byoliviagunnAswithanycitythosewholiveinthemidstoitallofendisregardsur-roundingareasasafer-darkpros-pects.WechoosethebarthateelslikehomethecaewiththebiggestbrunchandweallknowyoureeithergoingtoBrianBoruorBullFeeneysonSaturdaynightdontlie.Buta-terawhilethingscangetalittlemonotonous.Likeplainpotatochipstheytastereallygoodandyourenotstop-pinganytimesoonbutyouwouldnthavemindedalit-tleFrenchoniondip.WelllatelyIvebeencravinganewbagochipsorsomeothatdip.ElsmErEElsmereBBQandWoodGrillhasbeenonFilsradarsincewemovedhere.Itsabarbecuejoint.Andtheycookeverythingonwood.Youcouldgetasalad.Hisdescriptionsosuchdivinedecadenceneverpersuadedmebutbeingashisboysarevisitingitsdecidedthatwereheadedorbarbecue.ElsmereresidesonCottageRoadinSouthPortlandinaconvertedgaragelaundromat.Wearriveordinner PolarBearDipDashJoinhundredsofMainesbravestfortheNaturalResourcesCouncilofMaines7thannualWednesdayDecember312014EastEndBeachPortlandEarnbraggingrightswhilehelpingusraiseawarenessaboutclimatechangeandfundsinsupportofourworktokeepMaineaspecialplace5KwarmuprunaroundPortlandsBackCovetrail1100a.m.registrationstartsat900a.m.BackCoveparkinglotacrossfromHannafordPolarBearDipintoCascoBaynoonregistrationat1100a.m.andnotnecessaryforraceparticipants.ShuttlereturnsparticipantstoBackCoveparkinglotafterdip.Coolprizesfromlocalbusinessesfor5kwinnersbyageclassandalsoforbestcostumetopfundraisersandteamspiritAfterpartyattheGreatLostBearLearnmoreandsignupathttpnrcm.kintera.orgdipdashBeBOLDintheCOLDHelpprotectMainesenvironmentSpecialthankstoourleadingsponsorsDoYouWanttheGLORYDoYouHavetheGUTSWingedVictoryTheFrogTurtleinWestbrookisrenownedforwingsandjamming.andtheguysareimmediatelygagaforthegiantneonsignbehindthebarthatreadsRaysAutoRadiatorandBodyShop.IlladmititsacooltouchbutImstartingtofeellikeBettytoElsmeresVeronica.Wetakeaboothandorderuparoundofbeersbrisketandnachos.Whilewewaitforthefoodtheguysaresuckedintothetwo-play-erMrs.PacManarcadegame.ItsalmostasiftheyreincollegeagainandlisteningtothreeguysrelaxedandreminiscingIadmitthatElsmereistheperfectchoiceandthegrilledsalmonsaladisnthalfbad.RunofTheMillYouhaveDowneastCiderontapKeepemcomingmyfriend.Wevefoundour-selvesatRunoftheMillBreweryinSacoaf-terpassingthroughthehistorictownonaSundaycruise.TegiantMillbearsalongwoodenbarinfrontwithplentyoftablesanddiningseatingthroughout.Teman-agerRebeccahappenstobebehindthebarwhenwearriveandaerposingforapho-towiththetapsoerssamplesofDowneastCidertotheotherpatrons.woladiessitbesideusandhappilyac-cepttheciders.Tesewouldbeperfectforasunnyday.IassurethemthatDowneastis December201427PortlandafterdarkCloCkwisefromleftfilippkotsishevskiy4stephanBaileyperectonanyday.Fartherdownthebartworiendsinwide-rameglassesandbandt-shirtsordertheSamplePaddleafightoseven3-ouncebrewsontapandaskoradeckocards.AminutelatertwomeninleatherjacketsandbandanasmaketheirwaytothebarandordershotsoPa-tron.Werearealmishmashoolksherebutoddlyenoughitjustworks.FilandInishourcidersandImtempt-edtoorderagrowlerorhomebutseeingitsstillearlyIworrythestuwontmakeitbacktoPortland.WeagreethatRunotheMillwillnowbearegularstopwhenamilyandriendsarevisitingandweplanournexttrip.OnTursdaysandSaturdaysthereslivemusicandIcanonlyimaginethegiantbarmusteelverysmallthosenights.Leavingwithahaloaburgerandahap-pybuzzImreadytoexploreSaco.IwestaylongenoughmaybewecanmakeitbacktotheMillintimeorhappyhour.TheFrogTurTleWesTbrookItsdrizzlingbuttherainaddssomeambi-ancetoournightdrive.WescantheFMortheperectsongbutaerBetteDavisEyesandapainulattempttogetthroughsomepop-countrywesettleorourgo-toalbumFleetwoodMacsRumours.WecanalwaysrelyonRhiannon.Whatagal.TeFrogurtleisntpackedbyanymeans.Terearetablesandroomatthebarsowetaketwostools.Telightsarelowandcastawarmglowonvintagebardecorbeerpostersneonsignsandyesrogs.Tebarsauthenticwelcomingamiliar.Its50-centwingnightsoweorderadoz-enothebarbecueandtangytangerinewithasideopoutineandtwoBrooklynLagers.Temusiciansaresettinguptostarttheirbluesjamsessionat8p.m.Morelocalstrickleinandsoonthebarisullthetablesarechattyandthepatch-workbandstartsthenightwithDownHomeGirl.Asign-upsheetliesinrontothebandoranymusicianinthecrowdtojoin.Itsoonbecomesclearwerewitness-ingaweeklytraditionaspatronscalloutoneanothersnameshugastheypassta-blesandjumpuptojoininonTeWeight.AewbabestakenoteoFilsnappingpicturesandarequicktoshimmyupinthehopeotheir15minutes.Onewomandancesherwayaroundthestageallthewaytothedoorandbidsusarewellwithaquickjiggle.BytheendooursecondroundwerewishingwewereonlyawalkawayromStateStreetbutitstimetoheadhomeaertherstset.WeneedtoleavebeorethebandplaysaStonessongorwenev-erwill.springpoinTTavernItsamongtheranksoallourdive-bargreatsRus-kisSangillosMamasandAmigosyetSpringPointavernSPstandsalone.ItstandsaloneintimeinmannerinSouthPortland.Wemetoninderandhesinthebandsaysagirlriend.HowoendoIhearthisItseemsnowadaysallomyriendsaremeet-ingthenightsPrinceCharmingoninderandthesemeetingsleaddownmanydive-barrabbitholes.FiveouspileintotheSubaruandareoonanotherinderadventure.WhysomanyalongorarstdateBecauseyourriendsareneverquitesurewhethertheguyisawackoaraudorevenamanorthatmatter.TebarisasmallbunkeronPickettCantpickjustoneTryaightofbeersatRunoftheMillinSaco.OutAboutNewintownTheBeardedLadysJewelBoxisnowopenonCongressStreet. 28portlandmonthlymagazinePortlandafterdarkStreetveryclosetoSMCCthoughitsnotlikelyyoullseemanystudentstherealwaysaplusinmyeyes.SPTismorewelcomingthanmostsuchjointsanditseemstheresal-wayssomethinggoingonfromtheSuperhe-roLadyArmWrestlerstoscreeningsofTeRockyHorrorPictureShow.Tonightitsreg-gaeandtheSPTvetsaregrooving.AertherstbeerhalfofourcrewdecidestoditchthespotandheadbackintotheOldPortbutIvepromisedtostayandstayIdo.Isitatthebaralongsidemygoodfriendasshetriesforeyecontactwithhermysteryman.DoesthislooklikethatguySheshowsmeapic-ture.Icanttell.HalfofhisfaceiscoveredwithaRedSoxcap.Suredoes.By11p.m.Imightaswellbedrinkingaloneasasomewhatpossessivewomanhasdominatedtheconversation.Ivegotabullseyeonmybackandmustfendothepreyingmales.Imnotfromhere.Sor-ryIdontspeakEnglish.Ivegotbirdu.Ieventuallymakethechoicetoleave.Letsgoourrideishere.Ohthereyouare.Ithoughtyouwereinthebathroomthiswholetime.WerebothanxioustoleavebutitsnothingSPThasdonewrong.InfactitdideverythingadivebarshouldnamelykeepthisgirloTinder.ricettasItsalmost8p.m.andneitheroneofusisabouttovolunteerascook.Af-tertwoweekendsofholidayhostingImditchingtheJuneCleaverguisetweakingourMediterraneandietandgoingstraightforbeerandpiz-za.WevetriedjustabouteveryplacefromOttoandPatstoSlabandBonoboandthougheachhasitsveryowncharmstonightwerey-inglow.Wedontneedtorunintoanybodywhoknowssomebodywhomightknowoneofusandhaveanyinclinationtochat.isisPortland.Youknowhowitis.WegooglepizzaoutsideofPortlandandarriveatRicettas.OutAboutHotSuppaGreatBBQcocktailshavemadethiscozyCongressrestoago-toforclosetoadecadeMeaghanMaurice 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DollarssenseDcbr201433photosbycoreytempletonanDrosCoGGInBanKandroscogginbank.comBranches12MinimumATMwithdraw20Non-custom-erATMcharge3RefundATMsurchargesYesexceptwithBlueWaveBasicaccount.Checkingaccountfee5forBlueWaveBasicaccount.HighestsavingsaccountAPYterms.07withbalanceof100000.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan7.85Lowest30-yearfixedrateres.mortgageAPR4.148Lowestres.mortgageAPRterms3.29015-yearxed.HighestAPYopportunity3high5-yearCDminimumdeposit2500.HighestCDAPYterms3high5-yearCDminimumdeposit2500.BestAPYfor12-monthIRA0.2ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageOurclientschooseAndroscog-ginBankbecausetheygetsageadviceandresults-drivensolutionsfromsmartresponsivebankers.MelissaRockaroosTooKCoUnTYFeDeralsaVInGsyourhomebank.comBranches2MinimumATMwithdraw20Non-customerATMcharge2RefundATMsurchargesYesCheckingaccountfeeNonewith250minimumbal-ancenominimumbalancerequiredforaccountholders55orolder.HighestsavingsaccountAPYterms0.15Passbookaccount5deposittoopen.As2015dawnsitsgreattoseeMainedepositorsinthedriversseat.Considerthebanksandcred-itunionsghtingforourbusiness1JustopenaneCheckingaccountatBathSavingsandtheylldonate25toacharityofyourchoice.2BankershoursAtFiveCoun-tyCreditUnionninelocationsareopensixdaysaweektill8p.m.3AtKeyBankofMaineKeyPrivilegeAccountshavenofeefreechecksandafreesafe-depositbox.4AtBankofMainetheyhavenoaccountfeesperiod.Notonlythattheywanttopayyoucashrewards.Setupanaccountsetupadirectdepositpayvebillselectronicallyandswipeyourdebitcard10timesandearn150cashinyouraccount.Ifyoudontlikefreemoneystopreadingrightnow.Wejustwanttobeyourbanker.FromsTaFFWIrereporTsTheBigBankTheoryAndroscogginBankBathSavingsInstitutionKeyBankLincolnMaineFederalCreditU.PeoplesUnitedSanfordInstitutionforSavingsTDBankCPortCreditUnionTownCountryFederalCreditUnionUniversityCreditUnionYESwithsomeaccountsAroostookCountyFederalSavingBankofMaineBangorSavingsBarHarborBankTrustGorhamSavingsBankKennebunkSavingsNorwaySavingsBankNortheastBankAtlanticRegionalFederalCreditUnionYesupto20monthYESallthetimeFreeATMAnywhereoutside-networkATMchargesarerefunded WhoeveryouareWhateveryouwantoutoflifeYoucanbesureofonethingYouhaveus.TwoPortlandSquare7thFloorPortlandME04101Phone207.771.1800Toll-Free866.680.1196Fax207.253.5480www.PortlandHarborGroup.comHelpingtoSimplifyaComplexWorld2014RaymondJamesAssociatesInc.memberNewYorkStockExchangeSIPC.RaymondJamesisaregisteredtrademarkofRaymondJamesFinancialInc.ChristopherG.RogersSeniorVicePresidentInvestmentschristopher.rogersraymondjames.comDavidM.MitchellVicePresidentInvestmentsdavid.mitchellraymondjames.comLaurenA.Schaefer-BoveSeniorRegisteredSalesAssociatelauren.schaeferboveraymondjames.comClaireR.Cooney.CFPFinancialPlanningAssociateclaire.cooneyraymondjames.comDanaA.RickerVicePresidentInvestmentsdana.rickerraymondjames.comShannonPriveeSeniorRegisteredSalesAssociateshannon.priveeraymondjames.comStephenGuthrieSeniorVicePresidentInvestmentssteve.guthrieraymondjames.comTotalFamilyWealthManagementDollarssense34portlandmonthlymagazineCreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan2.5-6.5Lowest30-yearfixedrateres.mortgageAPRNALowestres.mortgageAPRterms26-monthad-justableupto30-year.HighestAPYopportunity1.895-yearCD.HighestCDAPYterms1.895-yearCD.BestAPYfor12-monthIRA1.28ElectroniccheckscanningonmobiledevicesNoBreakoutadvantageWedontsellourloanstothesecondarymarketwekeepallourloansinhouse.IrisPelletier.aUBUrnsaVInGsBanKauburnsavings.comBranches2MinimumATMwithdraw10Non-customerATMcharge2RefundATMsurchargesNoCheckingaccountfeeNoHighestsavingsaccountAPYtermsMaestroMoneyMarket0.35for200000minimumcheckingac-countrequired.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan4.250fora2013vehicle4withpaymentwithdrawalfromanAuburnSavingsdepositaccount.Lowest30-yearfixedrateres.mortgageAPR4.550Lowestres.mortgageAPRterms3.71015-yearxed.HighestAPYopportunity1.455-yearspecialCDIRAminimum500deposit.HighestCDAPYterms1.455-yearspecialCDIRAminimum500deposit.BestAPYfor12-monthIRA0.41ElectroniccheckscanningonmobiledevicesNoBreakoutadvantageWeoerfreecheckingaccountsnomonthlyservicechargeandnominimumbal-ances.CrystalMcCormick.BanGorsaVInGsbangor.comBranches57MinimumATMwithdraw20Non-customerATMcharge3.50RefundATMsurchargesYesCheckingaccountfeeNoHighestsavingsaccountAPYterms.08balanceof25ormore.CreditcardAPRsforABCcreditscores9.99-20.99BestAPRfor60-monthautoloan3.88foranewcar.Lowest30-yearfixedrateres.mortgageAPR4.06Lowestres.mortgageAPRterms3.4110-yearxed.HighestAPYopportunity1.265-yearCDasaBene-tPlusCustomer.HighestCDAPYterms1.265-yearCDasaBene-tPlusCustomer.BestAPYfor12-monthIRA0.10forbalances25000.ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWevegotbranchesalloverthestateandallthelarge-bankcapabilitiesbutwestillhavesmall-townservicewonderfulonlinebank-inganddebitcardsarefreeanywhereintheworldbecausewellrefundanycharge.LillianCote.BanKoFaMerICabankofamerica.comBranches13MinimumATMwithdraw2010atFalmouthbranchNon-customerATMcharge2.50RefundATMsurchargesNoCheckingaccountfeeNonewith300balanceotherwise5.HighestsavingsaccountAPYterms0.03RewardsMoneyMarketminimum25deposit.CreditcardAPRsforABCcreditscores11.99to21.99 AndroscogginBankisdedicatedtomovingbusinessforward.Withcommercialloanoptionslikeour100equipmentnancingprogramresponsivesmallbusinesslendersandournewBusinessDevelopmentlocationinScarboroughitsnowonderAndroscogginBankwasMainestopSBA504lenderin2014.ToconnectwithanAndroscogginCommercialLenderorBusinessServicesOfcerforsmartersolutionsforyourbusinesscallusat1.800.966.9172orvisitusonlineanytime.SmarterBankingandroscogginbank.comResolutionsnancedhere Family-OwnedOldWorldButcherShopMarketComefindallthegreatflavorsoftheholidaysinonestoreOpenDaily8am-6pm799-3374101OceanStreetSouthPortlandMaineWoolenswasfoundedin2009.OuragshipstoreinFreeportoffersnelywovenblanketsandthrowsincottonandwoolsthataremadeinourBrunswickMainemill.WeweavewiththebestAmericanbersavailableincludingcombedcottonSupimacottonandMerinowools.WefeelthequalityofourMainemadeproductsaresecondtonone.Dollarssense36portlandmonthlymagazineBestAPRfor60-monthautoloan2.34oranewcar2.49orausedcar.Lowest30-yearfixedrateres.mortgageAPR4.125Lowestres.mortgageAPRterms3.42415-yearfxed.HighestAPYopportunity0.154-yearCD.HighestCDAPYterms0.154-yearCD.BestAPYfor12-monthIRA0.08minimum2000deposit.ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageOurpurposeistohelpcon-nectourcustomersandclientstowhatmattersmosttothem.BanKoFMaInethebankofmaine.comBranches24MinimumATMwithdraw20Non-custom-erATMcharge3RefundATMsurchargesYesCheckingaccountfeeNoHighestsavingsaccountAPYterms.05regularstatementsavings.CreditcardAPRsforABCcreditscores9.99to20.99BestAPRfor60-monthautoloan5.5Lowest30-yearfixedrateres.mortgageAPR4.19Lowestres.mortgageAPRterms3.4815-yearfxed.HighestAPYopportunity1.565-yearCD.HighestCDAPYterms1.565-yearCD.BestAPYfor12-monthIRA.55ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageNoaccounteesperiod.Andwehavecashrewards.Setupanaccountsetupadirectdepositpayfvebillselectronicallyandswipeyourdebitcard10timesascredittransactionsandyoullsee150showupinyouraccount.ChadDaleyBarHarBorBanKTrUsTbhbt.comBranches20MinimumATMwithdraw10Non-customerATMcharge3.50RefundATMsurchargesYesCheckingaccountfeeNoneorSimpleChoiceChecking.HighestsavingsaccountAPYterms.0725minimumdeposit.CreditcardAPRsforABCcreditscores9.99to20.99BestAPRfor60-monthautoloan4.99Lowest30-yearfixedrateres.mortgageAPR4.167Lowestres.mortgageAPRterms3.50415-yearfxed.HighestAPYopportunity1.560monthIRA.HighestCDAPYterms1.55-yearCD500minimum.BestAPYfor12-monthIRA.23ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWereinanextensivenet-workocommunitybankssoreeATMsarewide-lyavailable.Ourelectroniccheck-scanningappormobiledevicesisagreatconvenienceconsideringthedistanceyoumayberomoneoourbranch-es.MichelleCurtisBaTHsaVInGsInsTITUTIonbathsavings.comBranches9MinimumATMwithdraw5Non-cus-tomerATMcharge2RefundATMsurchargesInsomecircumstances.CheckingaccountfeeNoneorregularaccountwith100balanceotherwise6.50.HighestsavingsaccountAPYterms0.12SuperSav-ingsaccount.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan3.041Lowest30-yearfixedrateres.mortgageAPR4.177Lowestres.mortgageAPRterms3.0325-yearadjustable. 1.888.725.2207www.norwaysavingsbank.comSETHWESCOTTNorwaySavingsCustomerandWorldChampionSnowboarderMEMBERFDICBankingServicesBusinessLendingandExpertiseRetailBankingProductsandGuidanceMortgageandPersonalLoansInternetandMobileBankingGenGoldSavingsProgramAssetManagementGroupInvestmentManagementEstatePlanningTrustServicesNotFDICInsuredNoBankGuaranteeMayLoseValueNorwaySavingsBankhasateamoftalentedindividualstohelpmakeyourdreamsareality. TollFree800-646-0068Local207-883-0222OnlineReservationsavailableatwww.mainelimo.comEmailinquirestoinfomainelimo.comMakeanordinarytripextraordinaryWeinviteyoutomakeanordinarytripextraordinaryandenjoyaffordableluxurytravelwithouttheworry.MaineLimousineServicespecializesincorporateandleisuretravelairporttransfersweddingsandallspecialoccasions.SituatedjustminutesfromthePortlandInternationalJetportMaineLimousineServicehasbeenprovidingprofessionalreliableluxurytransportationforNorthernNewEnglandsince1987.www.counsellorgray.comTel207747-4394Fax207747-5358ngraycounsellorgray.com97AExchangeStreetSuit401PortlandMaine04101NicoleGrayEsq.TheGrayFirmP.A.38portlandmonthlymagazine LiveSalsaMusic4thFridayoftheMonthDollarssenseDecember201439Continuedonpage60HighestAPYopportunity0.955.75-yearCD.HighestCDAPYterms0.955.75-yearCDmini-mum500deposit.BestAPYfor12-monthIRA0.20ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWeliketohelpourcustomersaswellasthecommunity.WhenyouopenaneCheck-ingaccountwedonate25toanon-proftoyourchoice.DebbieAnderson.BIDDeForDsaVInGsbiddefordsavings.comBranches6MinimumATMwithdraw20Non-customerATMcharge2.50RefundATMsurchargesNobuteS-tatementshavereeworldwideATMuse.CheckingaccountfeeNoHighestsavingsaccountAPYterms0.30CreditcardAPRsforABCcreditscores13.99to17.99BestAPRfor60-monthautoloan3.5Lowest30-yearfixedrateres.mortgageAPR4.184Lowestres.mortgageAPRterms3.28915-yearfxed.HighestAPYopportunity1.765-yearCDminimum1500deposit.HighestCDAPYterms1.765-yearCDminimum1500deposit.BestAPYfor12-monthIRA0.4ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageIbelievewereallytrytostriveorgreatcustomerservice.estaisreallyriend-ly.LisaCaldwell.CaMDennaTIonalBanKcamdennational.comBranches44MinimumATMwithdraw20Non-custom-erATMcharge3.50RefundATMsurchargesNoCheckingaccountfee8orpapercheckingnonewith500balancenoneoreCheckingandStudents.HighestsavingsaccountAPYterms0.10HSA5000minimumbalance.CreditcardAPRsforABCcreditscores9.99to20.99BestAPRfor60-monthautoloan6Lowest30-yearfixedrateres.mortgageAPR4Lowestres.mortgageAPRterms3.110-yearfxed.HighestAPYopportunity1.565-yearCD500minimum.HighestCDAPYterms1.565-year500minimum.BestAPYfor12-monthIRA.15ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWehaveallthelatesttechnologyandbranchesromKennebunkupthecoastandin-landtoLewistonAuburnAugustaandBangor.GorHaMsaVInGsBanKgorhamsavingsbank.comBranches11MinimumATMwithdraw20Non-customerATMcharge2.95RefundATMsurchargesYesCheckingaccountfee5orpaperstatements.HighestsavingsaccountAPYterms.2575000minimum.CreditcardAPRsforABCcreditscores9.99to17.99BestAPRfor60-monthautoloan3.25oranewcar.Lowest30-yearfixedrateres.mortgageAPR4.04Lowestres.mortgageAPRterms2.9910-yearfxed.HighestAPYopportunity1.3060-monthCDmini-mum500.0HighestCDAPYterms1.3060-monthminimum500.BestAPYfor12-monthIRA.40ElectroniccheckscanningonmobiledevicesYes xaaPsPc40prdgziHMaThWoldCagTurnsoutwedontknoweverythingthereistoknowaboutthelobtermrket.Nowsourhnetoeizegloblopportunity.SryIrvIwbyCIw.Srgitseavenwhenyouhavelobsteronthemenu.HotelMonacoonVen-cesgrandCanalknowshowtohtthespotFettuccneFattenCasanSalsaDstce...omemadeFettuc-cnewthobsterSauce.Whateverfoatsyourondola.AsrestaurateurMathieuMercierputsitLepitchFaireavalerauxgourmetsparisienssalobsterdwichmaniatoutdroitdbarquedesctesoutre-Atlantique.TranslationMainelobsteristrschicacrossthesea.Everythinghaschanged.AndtheastonishingthingisweMainersaretheoneswhowillhavetore-imaginelobsterinordertocaptureemergingVcDizesInParisonrueCoquillireyoucansnapupalobsterrollfor28euros35U.S.atthetrendyLobsterBarthetalkofthetown. December201441TopCreaTiveCommonsChensiTuanLefTsTarwoodhoTeLsresorTsrighTfiLippkoTsishevskiyMattJacobsonexecutivedirectorMaineLobsterMarketingCollaborativeglobalopportunities.WethinkthatChinaislikelythebiggestinternationalmarketforlobsterofallkindsMaineincludedandgrowingthefastestaswellsaysMattJacobsonthenewexecutivedirectoratMaineLobsterMarketingCollab-orativewithocesaboveTreeDollarDew-eysonCommercialStreetinPortland.SouthKoreaisalsoasignicantmarket.AsdemandhasincreasedthereceivedwisdomMainerscherishaboutlobstershasbecomelessandlessvaluable.Forex-ampletherecentsurgeininteresthaslittletodowithhot-butteredlobsterwhichhasslippedfrom54-percentofdishesto36per-centwhileemergingavorssuchascilan- Sometimesglob-albrandinghappensonepersonatatime.Ken-nebunkportnativeJamesShaymusAl-winisnowheadchefattheexclusiveRoyalHa-waiianresortnearDi-amondHead.Hessur-prisingHawaiiwithhiscreativelobsterdishes.WehearyourfathersintheindustryYesthatstrueHesbeenalobstermanforover35years.TellusaboutyourconnectiontolobsteringinMaineandtheKennebunkRiverFromayoungageIwasal-waysoutontheboatwithmydadhelpinghimhaultraps.Itsalwaysbeenpartofmylifeandourmainsourceofincomeforawhile.Mostofallithelpedusphysicallyputfoodonthetable.HaveyouworkedatanyrestaurantsinMaineIworkedataplacecalledSeascapesnowPier77fromage15to19workingmywayupfromdishwasherprepcooktolinecookovertime.MymotherhasworkedatArundelWharfRestaurantfor30yearsshewasaserverandisnowamanager.WhichofyourHawaiianfusionlobsterdishesmostamazesyourparentsIdsaymylobsterbriochethatscurrentlyonthePapaainaMenuatAzureRestaurant.TropicalLobsterextraordinaryPersPectiveclockwisefromleftstarwoodhotelsresorts2waitkikimenus.comamberschoniwitzrecipeslobster.comgraphsbytechnomicinc.Fases-GwingLbseFlavsGinge12345HneyWasabiCilanCaviaPortlandmagazinegraPhdatafromtechnomicinc.trowasabigingerandmangoaretrans-formingthedishandthereforeourdesires.EnterJacobson53aNavalAcademygraduateandAirForcepilotformerPresi-dentandCOOoftheSt.LawrenceAtlan-ticRailroadsformerCEOofMaineCo.abusinessstatisticsnon-protspecializinginbringnewbusinessintothestateandfor-mercandidatewhosoughttheRepublicationnominationforMainegovernorin2010.In-tentuponupgradingthedatabaseweuseforinvestinginthefutureofMainelobsterJa-cobsonhascommissionedChicagostatisti-ciansTechnomictoservenoticeonwhatsbeingservedonmenusacrossthecountry.cessfullobster-rollfoodtrucksinNewYorkCityandnowWashingtonDC.LukeandhiscompanyCapeSeafoodhavereallybeenaleaderinthisinnova-tivewaytomarket.Hissuccesscoupledwiththedatafromthisandothersourc-esleadsustobelievethatMainelobsterrollsmightworkinalotofplaces.42portLdmonthlymagazineThesegraphsarebeyondenlightening.Howimpor-tantarethenewflavorsWhilesomeofthespecicsweareseeingfromthemenusurveysareunexpectedtheinformationcertainlywhetsourappetiteformoredatatobaseourmarketingdeci-sions.ChefsareusingMainelobsterinnewandfascinatingways.Itriedarecipetheothernightforai-spicedMainelobstertailswithcoconut.FabulousToughworkbutsomeonehastodoit.AnothergraphseemstorevealthatlobsterrollslovedbyMainersdinersinManhattanaspectacularexceptioninParisandafewfoodtruckcustomersinSanFranciscoarecomparativelyundiscoveredelsewhere.IsthisahugemarketingopportunityOneofourboardmembersLukeHoldenistheLukeofLukesLobsteroneofthesuc-Youvesuggestedthatsomeofourpriorinforma-tionaboutMainelobsteringvergesonfable.Yourstartingpointhasbeentosecurereliabledataaboutpresentshippingandwholesaling.IsthatbecausewecantknowwhereweregoinguntilweknowwhereweareInformationaboutwhereMaineLobsterispopularandwhereitcommandsthehigh- ChefAlwinsAzureOceanRisotto49LobstertailprawnsclamsscallopssoffritosaffronaromaticarborioricesugarpeasmarinatedHamakuatomato.December201443Center-Of-The-PlateLobsterIsTopMenuedFormatDespiteASteepDeclinein2014TopOverallLobsterFormatsAcrossU.S.OperatorsLobsterLobsterSteakMixedGrillSeafoodBisqueShellshSandwichWrapSideOfLobsterLobsterAppetizerSeafoodSaladShellshPlatter4ItemSamplerOtherMixedSeafoodProteinCombinationSpecialtyRollCobbSaladLobsterSushiMacaroniCheeseOtherbreadedShellshSeafoodSaladAsianComboMealSoupoftheDayAsianEggRollSpringRollMacaroniCheese2022547288694740383225191717161514131111123764754847383733221220161517121113174874estpriceareissuesweareveryinterestedinlearningmoreabout.Wearebeginningtodefnethespecifcdatawecoulduse.Shar-Thebiggestmacrodiningtrendaboutlobstersistheirtraceability. ExiypEpEcivE44pdmhymzphotosFromtopcourtesymathieumercier2restaurant-toureiFFel.commaine-lylobster.comcreativecommonseindruckschinderdomainGraphsbasemenuoFFerinGsacross6656u.s.Full-serviceandlimited-serviceconceptssourcemenumonitortechnomicinc.LodonCalligingofinformationwithintheindustrywillallowalltheplayersincludingtheCollabor-ativetomakebetterbusinessdecisions.DoesthismeanourpresumptionsaboutmarketinglobstershavehadustryingtosellourlobsterstoavanisheddemographicImnotsureIacceptthepremisethein-dustryhasdoneaprettygoodjobovertimeaerallsomeestimatesarethattheMaineLobsterIndustryisworthmorethan1BtotheMaineeconomy.atsaidmoreinformationanddataaboutourcustom-ersattitudespreferencesandlocationswillonlymakeusstronger.Andwhilemarketingfoodiscom-plexandnotwithoutchalleng-eswearestartingfromanex-traordinarilystrongposition.OnedatapointhereWeasked21ofthecountrysbestmarket-ingagenciesiftheymightbein-terestedinpartneringtohelpusmarketMainelobsterandallbutthreesubmittedproposals.Wehaveagreatbrand.WehavethebeststoriesaboutthepeoplewhocatchtheshwheretheydoitandtheuniquesustainabilityoftheMaineLobstershery.Iamveryoptimisticthatafocuseddata-drivenmarketingeortwillhavedemonstrableresults.Youvemetyourmarketingcounterpartfromtheporkindustry.WhatdidheknowthatyoudontknowTherearemorethan20FederalCheckOffprogramsadmin-isteredbytheUSDAthathelpmarketbeefporkandothercommodities.SeveralstateboardsdosimilarjobsbutaresponsoredatthestatelevellikeMaineLobsterMarketingCollaborative.eCOOfromtheAmericanPorkBoardwasextremelygenerouswithhistime.Andwhiletherewasmuchtolearnfromhimhedidtellmehisbudgetforporkwillbeabout97Mthisyear.ItputsobsterisonarollinondonaccordingtoCutlernativeChristinaemieuxraganowoslivedteresince2005.nermaine-lylobster.comblogsewritestattecitswildlpopularrestaurantcainBurgerandLobsterserves700000lobstersaearbutsetellsusitsourcesallitslobsterfroCanadavestruggledtondmainelobsteronenuseredlovetoseeoreeffortstogetmainelobsterintoteondonarketinabrandedwaterwisetoparapraseertrudeSteintellbelefttinkingalob-sterisalobsterisalobsterLikemanyofthegirlsinmytownIgrewupwithmynameonthesideofmyfathersboat.ChristinaLemieuxOraganoLosbyteNubsWecontractedwithacompanycalledTechnomicforayearsworthofmenudatagathering.Ibelievethisservicecostabout30000.MattJacobson 123OceanAve.Kennebunkport207-967-8640DannaHsmallimportantluxuriesMoreMaineLobsterMentionsAreFoundOnMenusInTheWestThanAnyOtherRegionInTheU.S.MaineLobsterMenuMentionsIncidenceByRegionWestSouthMidwestNortheastMenuMentions13012481112EasyJetMagazinesaysitbestaboutMathieuMercierssuccessatParissfamousLobsterBarwhereMainesmostfamousexportbarringStephenKingistakingEuropebystorm.WhenwecallMercierthechefowneroftheattractionheexplainsMyfirsttriptotheU.S.waswhenIwasateenagerinJamaicaPointMaineBelgradeLakes.IatemyfirstlobsterandmyfirstlobsterrollthereatotalshockThenseeingthatnolobsterbarexistedinParisandthatIlovetheproductIdecidedtoopenLobsterBarandtotwisttherecipeswithaFrenchtouch.TasteMerciersrecipesatlobsterbar.frFrCnectioDecember201445our1.5Mfor2015inperspective.HealsohasgranulardataabouthisindustryHeknewforexamplethata1-percentdecreaseinthesupplyofporkresultedina3-percentincreaseinpriceattheretaillevel.TatsortofdetaileddataaboutporkreallysparkedmyinterestindevelopingsimilarusefuldataaboutMainelobster.OneshockergraphshowstheWestCoastandSouthmentionlobstermoreoftenonmenusthantheEastCoast.ReallyIatemyfirstlobsteratotalshock.MathieuMercierLobsterBarParis xdyPPcv46portlandmlymzWhatTypeofRestaurantsServeLobsterGraphsBaseMenuofferinGsacross6656u.s.full-serviceandliMited-serviceconceptssourceMenuMonitortechnoMicinc.WhogaveewyorktherighttoconductanannualobsterRoRubetodecidewhoakesthebestobsterroiner-icateastmaineobstershacksaretheperenniawinners.lukeslobsterruedin20092010.heCaShackinKen-nebunkwonFansChoicein20122013ventidestergrabbedditorsChoicein2013andRobertsmaineriinKitterLobsterollsreMostPopularnheortheastWhileppetizersreMoreFrequentnheWestouthegionsopMaineLobsterFormatsrossU..peratorsBegion2014LobsterLobsterRollSeaoodBisqueShellfshPlatterSeaoodSaladOtherNon-BreadedShellfshLobsterSteaMixedGrillOtherMixedSeaood4ItemSamplerTastingMenuCobbSaladLobsterAppetizer3ItemSamplerChowderRavioliWestSouthMidwestNortheast3533184101267954444222222245555664333311111004447788353Tereareatleasttwotake-awayshere.FirstwearestartingfromapositionofstrengthMainelobsterislovedallovertheU.S.Tatisreallygoodnewsaswetrytoextractmorevalueforourin-dustry.Tesecondthoughtisthatlob-sterconsumedinNewEnglandisoenservedathomeandnotnecessarilyinarestaurant.Nomatterwhatdatalikethiswillhelpinformuswhereweoughttogotobethemostsuccessful.WhatdothesegraphsnottellyouthatyourehopingtolearnIdliketolearnmoreabouttheval-ueequation.WhopaysmostforMainelobsterandwhyWherecanourpro-cessorsandwholesalersselltheirproductsforthemostvalueAswegetfartherawayfromMainethecostsoflogisticsrise.Find-ingmarketsthatvalueMaineLobsterbutdontrequireextensiveandexpensivesup-plychainswillbeafocusforus.PleasetellushowitisthatMainelobstersarecalledBostonLobstersinChinaandwhatyouhopetodoaboutit.PrimarilyinAsiabutinotheroverseasloca-tionsitisnothardtondBostonLobsterfeaturedonamenu.TisisbecausethepointofdebarkationintheUnitedStateswastheportofBostonandthatswhatsprintedontheCustomsdocuments.Tatdocumenta-tionfollowsstraightthroughtothemenus.BrandingMaineLobsterisourchallengeRumbleiMnhatwonditorsChoicehonorsin2014.ccordingtotheewyorkDaiewsDaimeathesecond-bestobsterrosinthecitareRedooklobsterPoundsfoodtrucksmaineSteros16each.FirstpacegoestoPearsterBarinreenwichVi-agewhichservesabriingob-sterrowithfriesandasaad28.2014LobsterRollRumblecontestantsawaitjudginginNewYork. Dm201447fromleftmorganIoneYeagerredvIsItor.comgrandlIsboahotelmacauRobuchonauDmeatthetopofmacausGrandLisboaHotelthetallestonthecityskylinejustearnedits3rdmichelinstarfortheseventhyearinarow.Theenushierswithmainelobsterinturnipravioliaccordingtolady-birdoeisure.coMacauWowinandonethatwewillsystematicallyapproachallovertheworld.WhatsoneadvantageMainersdontunderstandabouttheMainelobsterbusinessOneothethingsthatisuniqueandspecialaboutourfsheryisthateverylobsteriscaughtandin-spectedbyhand.Tatsortocareanddedicationoourlobstermenandwomenisuniqueandin-spirational.Lookorustobetellingtheirstoriesaroundtheworldinthenearuture.IfyouweretoappearonSharkTankinsupportofMainelobsterfutureshowwouldyousellitIthinkthebiggestmacrotrendthatisimportantorusisthenotionosustain-abilityandtraceability.Tereisapower-ultrendinoodwherepeopleallovertheworldandespeciallyintheU.S.areinter-estedinwheretheiroodcomesromhowitisharvestedandbywhom.TellusaboutthemarketingcompetitionandwhatwillhappenaftertheearlyDecemberrevealWevecontactedmorethan20othebestmarketingagenciesintheworld.Andnear-lyallothemhaveexpressedinterestinpart- HappyHolidaystoallPortlandsremerfishmarketGiftcardsforgiftgivingprerforholidaycheerTraditionalholidayseafoodavailableWidevarietyofqualityfishseafoodWepacktotravelhnnweMnsur830-530sun900-400207775-0251or800370-1790www.harborfish.com9CustomHouseWharfPortlandMaine04101www.oldporttile.comOldPOrtSPecialtytilecO59MiddleStreetPortlandMaine04101207.775.2238888.403.081640ANNIVERSARYCAPOZZATILECO.INC.19742014YEARFOURDECADESOFCOVERINGMAINE48portlandmonthlymagazineExtraordinaryneringwithMainelobster.Weareintheprocessodeterminingwhichothemwillbebestorusandareexcitedatthequali-tyworkweareseeingAferwemakeournaldecisionwellgettoworkrightawaydeningthedataweneedtogetandbegintomakesomechoicesaboutwherewetar-getoureorts.ArewetalkingaboutcelebrityendorsementsMaryTylerMoorenotsomuch.ButmaybeDianeKeatonWehaventaclueyetAlotwillbedeter-minedbywhichgeographicareaswetar-getandwhichsaleschannelsweocuson.Tereareplentyocelebritieswhomightbeinterestedinhelpingusbutwehaventyetdecidedhoworiwemightgoaboutthat.Icouldalsoseeuspartneringwithcelebri-tychesalongtheway.Tedatawillguideusonthemosteectivewaytoproceed.nTheMaineLobsterMarketingCollaborativewascreat-edin2013.Graphs2014byTechnomicInc.Toseemoregraphsfromthestudyvisitportlandmonthly.comportmag201411lobster-graph-extras.LobsterShirt.netFineCottonPoloShirtswiththeLobsterLogoHatsToo Asmilethatgivesself-condenceandhappinessispriceless.Itcanhelpyoutostartanewlifeortosucceedatthatinter-viewforthejobthatyoualwayswanted.Havingahealthyappearanceisaqualityoflifeissuethatcanaffecthowothersseeandjudgeusandhowweseeourselves.ObtainingHighQualityAestheticCos-meticDentistryiseasiertoachievethanyoumaythink.Justdoingaprofessional4ses-sionPlasmaArcBleachingissometimesallthatisneededtobrightenasmile.AndwithtodaysLaserandultrasonicllingtechnol-ogyyoucaninmostcasestotallyavoidlocalanesthesiausingneedles.Nomorepainorhoursofnumbness.ForCrownstheprocessofDigitalDentistryusesaComputerthatguidesaporcelainmillingrobotintothefabricationofcustomdesignedandprecise-lyttedcosmeticteeth.CrownsLaminatesthatcouldtakeseveralweekstomakecannowbecompletedinaslittleas1.5hours.ThefollowingphotosweretakenofanactualcasecompletedintheofceusingComputerAssistedDesignCADandComputerAutomatedMillingCAMtech-niques.Temporariesthatcouldeasilyfalloffwerenotneeded.ThisentirecrowncasewascompletedfromstarttonishinonlyOneDay.Laserwhitellingsrequiredlessthan3minutespertoothbecausenowaittimeisneededforthepatienttogetnumb.PlasmaArcbleachinghelpedtobalancethecolorspriortothestartoftreatment.WillpeopleknowAfterthisDentalMakeOverfewevenclosefriendsrecognizedwhatwasdone.Buttheyallknewthatthepatientlookedalotbetterandappearedhealthier.Thisphenomenaoccursbecauseincon-versationspeoplefocusmoreuponeachotherseyes--theteetharenottypicallyno-ticedastheimmediatesourceofthishealthynewlookevenifwithintheireldofview.Butifthesmilelookstoowhiteortooatortooperfectthesecretisgivenawayanditdrawsattentionimmediatelytotheteethinwhichcasetheywouldappearfake.ThesecrettoaperfectsmileisbyaddingimperfectionsbutinthewaythatMotherNaturewould.Lookatthebeforeandafterpicturesagain.Seeifyoucanidentifythenaturalteethfromthecosmeticbondingsandporcelaincrowns.Theanswerwillbeinnextmonthsissue.AHealthyFoundationInordertohavealastingaffectallAes-theticDentistrymuststartwithqualityDen-talcarehealthygumsandproperhygiene.Acomprehensiveapproachrequiresyourwillingnesstogetyourteethandgumsintothebestshapepossible.ThiscriticaleffortonyourpartwillgreatlyincreasethelifeofyourAestheticDentistry.Havingaperfectsmileisreallyspecictoeachindividual.Onesmilecannottall.Aperfectsmileissubjectivetotheper-sonwhowantsitandtheenvironmentinwhichthepersonintendstobein.WayneJ.YeeD.D.S.P.C.WayneJ.YeeD.D.S.P.C.MaineCenterForLaserDigitalRestorativeDentistry1250ForestAvenueSuite3BPortlandME04103207-878-3480www.WayneYeeDDS.comOuroceisproudtoprovideadvancedGeneralRestorativeDentistryCosmeticDentistryandDentalOncologytoPort-landMaineandthesurroundingcommunities.ItsourrmbeliefthatqualitydentalcareshouldalsobeGentleandComfortable.Severalpositivepatientreviewsoverthelast20yearshasassuredusthatourpracticephilosophyworksSeeourwebsitetondlinkstothesereviewsandtolearnmoreaboutourpractice.AtthebottomofthehomepageyouwillalsondaComprehensiveonlineDentalLibrarythatcananswermostifnotallofyourDentalquestions.WeproducedthisdentalsearchenginewiththeassistanceofDearDoctorMagazineasafreeservicetotheGeneralPublic.ItisourbeliefthatawelleducatedpatientisbetterabletomakeinformeddecisionsabouttheirownDentalHealthandsubsequentcare.WelookforwardtobeingofserviceRespectfullyYoursWayneJ.YeeD.D.S.P.C.PlasmaArcLaserandDigitalDentalTechnologyhelpstoCreateBeautifulSmilesOfteninOnlyOneDayByMariannaGoldPhilosophyofDentalAestheticsInover20yearsofPracticeIhavelearnedthatthebestAestheticDentistryoc-cursonlyinanimperfectworld.Itrymybesttocopyandmaximizethebeautyofthatimperfectworld.RatherthantryingtomakeeverytoothgeometricallythesameItrytoleaninthedirectionthatnaturesformandfunctiontakesmeuniquetoeachindividual.IpurposelymaketeetheversoslightlyimperfectwithtinychipswavestwistsandturnsbutIdosointhewayMotherNaturewouldmaketheseteeth.Thenetre-sultisaperfectsmilebutnotafakesmile.QuotebyDr.WayneJ.Yee 100YEARSNEVERLOOKEDSOGOOD.CUMMINGSPRINTINGISATHIRD-GENERATIONFAMILY-OWNEDCOMPANYTHATHASSPECIALIZEDINPRINTINGHIGHQUALITYSHORT-RUNPUBLICATIONSFOR100YEARS.FROMMAGAZINESANDJOURNALSTOCATALOGSANDGUIDEBOOKSEVERYPRINTEDPIECEISASIMPORTANTTOUSASITISTOYOU.CELEBRATINGacenturyofprinting4PetersBrookDriveP.O.Box16495HooksettNH03106-6495800-647-0035httpwww.facebook.comCummingsPrintingCummingsPrintinfocummingsprinting.com December201451ClCkefrmbttmleftJerrybauerJJhldnhb2Othe17flmsHBOhasproducedsince2010OliveKitteridgehasalreadyattractedthefth-highestviewership.AboveFrancesMcDormandandRichardJenkins.ThecastalsoincludesBillMurray.howisiFrancesMcDormandosoFargopmiOliveKitteridgeohbiovwimieizosooos.butIplayoneonTVMaieImnotaarpswellnativeElizabethStroutwonthePulitzerPrizeorfc-tionin2009orOliveKitteridgewhichtracesthelivesoapain-ullyjoylessschoolteacherandherpharmacisthusbandinthefctionaltownoCros-byMaine.TebookmadeitswaytoHBO.FrancesMcDor-mandcontactedmyHolly-woodagentwhothenputmeintouchwithherdirectlysaysStrout.Shetoldmeshelovedthebookandthecharacter.IloveherworkandIallowedhertooptionOliveKitteridge.IwasthrilledbyherportrayalOliveisacompilationomanyelderlyrela-tivesthatlivednearmewhenIwasgrowingup.Teyweregrumpydepressedandhadgreatintegrity.nMaineMystiqueClaireZ.CraMerWriterElizabethStroutFrancesMcDormandasOliveKitter-idgeintherecentHBOminiseries.OfMcDormandsperformanceTheNewYorkTimesadmiredherashesoficyrage...Oliveisintelligentandhasasenseofhumorbutangerandasavagedisdainforstupidpeopleordopesandsapsasshecallsmostofthemdisguiseherdeeperwit. ATASTINGROOMFIOREOLIVEOILS.COMINFOFIOREOLIVEOILS.COMLikeusonfOURLOCATIONS8RodickPlaceBarHarborME04609207.801.2580503MainStreetRocklandME04841207.596.027658MainStreetFreeportME04032207.869.5227AtBangorWineCheese86HammondStreetBangorME04401AttheVault84LisbonStreetLewistonME04240OPENYEARROUNDfMaines2013Woman-OwnedBusinessoftheYear hungryeyeDcm201453RussellFRenchinPrintOurbest-sellingcookbookdur-ingtheholidaysisDishingUpMainesaysMariahHughsco-ownerwithhusbandNickSichtermanofBlueHillBooksinBlueHillformorethan25years.Itsnotjustacookbookbutahis-toryofthestatefood-wise.Ivelovedevery-thingIveevermadeoutofit.Mainecookbooksformanyofusaremoreinteractiveanddeeplysatisfyingthancoee-tablebooks.Notonlyfuntoreadwithgorgeouspicturesoffoodandplacesweknowtheydrawusinwithrecipestotry.FeastyOureyesOnthistastybOOkDishingUpMaineStoreyPublishing19.95isBrookeDojnysdeembraceofMainesbestingredientsandclassicrecipesspicedwithherowntastyupdatescontrib-utedrecipesfromchefsandlotsofsidebarsaboutpeopleandplaces.Forexamplesheprovidesanalmostunnecessaryrecipeforaclassicbarelygarnishedlobsterrollandthenfollowswithherownbrightandtan-talizingfriedscalloprollwithquickhome-madetartarsauce.AndshegetsaroundtoStarvingfortheperfectholidaygiftByclairez.cramerFreshFromMaineTableArtsmedia32.50FromtopPetesPaellaatPier77HarraseeketInnsWhiteChocolateCherryTuileNapoleon. Hungryeye54portlandmoymztheFortFaireldpotatofestivaltoSabbath-dayLaketopurchaseandpraisethequalityandfreshnessofShakerdriedherbstotheA-1DinerinGardinertopickuptherecipeforSpicyChickenBigMamou.Dishingwasrstpublishedin2008butitsapparentlynevergoingoutofstyle.IstilldoappearancesandsigningssaysDojnywholivesinSedgwick.PeoplesendthemoutofstatetofriendswhohavebeentoMaine.Shestheauthorof10othercook-booksChowderlandwillbepublishedin2015byStoreyPublishing.DepenDsonWhoYouAskTisholidayseasonsbookisdenitelythePortlandMaineChefsTableMorrisBooksGlobePequot24.95byMargaretHathawayandherphotographerhusbandKarlSchatzsaysJuliaGersenatLongfel-lowBooks.Itsdonereallywellhere.Itsacolorfulthoughtfulphoto-andrecipe-lledtripthroughmanyofthecitysrestau-rantsfromRibollitatoSchulteHerrtotheGreenElephantandGrace.TecreativecoupleofHathawayandSchatzhasbeencollaboratingsinceTeYearoftheGoattheir2009chronicleoftheirpathfromlifeintheBigAppletotheirownenAp-pleFarminGrayabooktheymemorablylaunchedwithgoatcheesecanapsatRabe-laisBookstheninPortlandtowhichKarlbroughtagoatinhisSubaruwagon.WewantedamixofrecipesSchatzsays.YoumayormaynotbeupforBackBayGrillsruedBeefartarewithrawletmignonhandmadesemolinacrackersanddeep-friedhard-boiledeggyolks.ButHotSuppasFriedGreeno-matoesareasnap.JulieGersonsaysLongfellowalsosellsalotofStandardBak-ingCo.PastriesbythebakerysownAlisonPrayandaraSmithandtheHarborFishMarketbookbyNickRianandKathleenAl-ero.BothfromDownEastBooks29.95.WevesoldtonsandtonsofBluePlateSpe-cialssaysGerson.ItsnotreallyacookbookbutKateChris-tensenssuchagoodwriterthatitstheperfectcross-overfoodbook.PortlandnovelistChristensensmem-oir-with-foodac-tuallydoescon-tainrecipesAnchorBooks15.95paperitcameoutinhardcoverin2013andthepa-perbackstillturnsupnowandthenonourbest-sellers-of-the-weeklistGersensays.kitchensofthestArsMichaelSanderssbookdoesreal-lywelltoo.GersonpointstoFreshFromMaineRecipesandStoriesfromtheStatesBestChefsableArtsMediaChel-seaGreen32.50Peopleeatandbuytheirfoodintheseplacessotheywantthebooks.Andvisitorswantkeepsakes.LocalfoodandwinewriterMichaelSandersandphotographerRussellFrenchhaveahitontopofahitwiththe2012sec-ondeditionof2010sFreshFromMaine.WereactuallytalkingaboutathirdeditionatthispointsaysSanders.Itsturnedouttobesomethingpeopleliketogiveasagi.hesecondeditionisaheyhardcov-erstructuredlikeameanderingdreamroadtripfromKitterytoMDIwithmanychefinterviewsbySanders.HeandFrenchdotheirowndesignandproductionworkontheFreshFromvolumes.TechancetosnoopinthekitchensatspotslikeForeStreetCaiolasBrunswicksElCaminoCafeMirandasSearedScallopsinAsianBrothAdventuresinComfortFoodPageStreetPublishing201421.99paperPortlandMaineChefsTableGlobePequot24.95SteakauPoivreatPetiteJacqueline Dcm201455fromleftStaceycrampKarlSchatzJillianmalcolmBedellScottdorranceFishbonesGrillinLewistonandSlatesinHallowellisappealing.MostoftherecipesareapproachableforthehomecookFran-cineBistrosherbyspicychickenliversal-adwithbaconandprunesissensationalandchefsJonathanandNatalieSpakattheOxfordHouseInninFryeburgconjureupacreamydeep-dishiron-skilletdowneastfrittata.SamHaywardcontributesagutsysautofporkbellypotatoesandsauerkraut.HotofftHePress-andzestyKerryAltierosbrand-newAdventuresinComfortFoodPageStreetPublish-ing21.99papersizzlesbecauseitsalotmorefunthanmostcookbooks.IfyouveeverbeentoCafeMirandainRocklandyouknowhissenseofhumorextendstomenuitemsnamedthingslikeSortaKeaPol-ishHippieandLambShankRedemp-tion.ButthereasonMirandasbeentherefor30yearsisbecausethefoodsdelicious.Kerryisrockandrollde-claresPrimorestaurantssuperstar-chefMelissaKellyintheforwardtoAdventures.ShehailshimasthepioneerchefofMaine.AswiththefoodatthecafetheserecipeshavesoulpastasausagesheavycreamheapsoflocalgreensandstrongcheesesharethepageswithgritsandshrimppierogiesafewTaicurrycreationsandhaddockenchiladas.Teshow-stoppingphotographsarebyStaceyCramp.BrookeDojnysSnackSandwichesEatinginMaineTilburyHouse201422.95MalcolmJillianBedellsYankeePotRoastDishingUpMaineStoreyPublishing19.95paper 56portlandmonthlymagazineDiningoutisinDoyouknowthisbookItsabigsell-ersaysJoshChristieatShermansBooksonExchangeStreetpointingtoEatingInMaineAtHomeOneTownandOneRoadbyJillianandMalcolmBedellilburyHouse22.95.Doweever.TeBedellsarelocalfoodbloggerswhousetheonlinesobriquetFromAwayandtheirreputationforcu-riosityandverytastyfoodphotographyprecedesthem.Teylovetocookasmuchastheyenjoydiningoutalloverthestateanditsthisenthusiasmthatgivesthebookitspersonality.Malcolmprovidesalivelynarrativetosuchmini-chaptersasWeek-endProjectEggsBenedictwhichstartswithhomemadeEnglishmuns.HeleadsaRoadripTeCuriousCaseofAuthen-ticLatinAmericanCookinginMainethatvisitsPortlandsuCasaandZapotecabeforeheadingnorth.JillianbringstheaweshesactuallyfromawayMalcolmsfromenantsHarborofrst-timediscoveryoflocaldish-esIlearneditsgreatandgloriousnamehaddockchowderAndplacesWedroveabout50milestohavelunchinabarnonadesolate-feelingpeninsulawhichturnsouttobeElElFrijolesinSargentvillethemiddleofnowhereandthecenteroftheuni-verse.Recipesareexcellentandmakegooduseoflocalbounty.TeBedellsandMichaelSandershavebeenbigsellersfromthesummeronward.SowereHarborFishandStandardBak-ingpeopleliketheshopsandtheylikethecloth-boundspinessaysShermansJoshChristie.KateMcCartysbookispopulartoo.McCartyteachesfoodcanningclassesandblogsasTeBlueberryFilesherPort-landFoodtheCulinaryCapitalofMaine December201457HungryEyEcityandstatewithsuchagoodused-booknetworkofstoresandusedsectionswithinstores.SaltwaterSeasoningsisoneoftheveryfewthatreallycatch-esthespiritofMainesaysDonLind-grenownerofRabelaisBooksinBidd-efordprobablythecenteroftheuniverseforvintageandrarecookbooks.ChefJon-athanChaseofBrooksvilleandhissis-terSarahLeahChasepublishedSaltwa-terin1992buttherecipesholdupaverypreciserecipeforpoachedsalmonwithdillsaucestillgetsraves.Lindgrenhasacopyinstockhealsohasseveraledi-tionsofJohnTorneslovablysubjectiveall-over-the-placeSimpleCookingrstpublishedin1980andlongoutofprint.Tornesbooksarefabuloussimplereadablewithasenseoffoodhistory.OpenitanywhereandndhimquotingeveryonefromElizabethDavidtoGunt-erGrass.Rabelaisalsohasassortedoldcopiesofthefrugal-yankeeshecallstheMarjoriesStandishandMosser.MosserwasthenieceandsecretaryofKennebunkhistoricalnovelistKennethRobertswhoprovidesthenarrativethatmakesGoodMaineFoodaperpetualclassic.LindgrenspersnicketyabouthisMainecookbooks.WhentoldthatShermansbookstoresaresellingtheJuniorLeaguecompilationlikehotcakesherollshiseyes.MostMainecookbooksarecreatedforthetouristindustrytheyrejustsouve-nirs.Agoodcookbookhastohaveapointofview.SowhichonesdoeshelikeKathyGunstisgoodandKateGoodingsBlackFlyStewgamebooksaretherealthing.SandyOliversthebestshesatruefoodhis-torian.IloveNancyHarmonJenkinssbooksbutIwishshedwriteaboutMaine.JenkinsisaCamdennativeherculinaryturfistheMediterranean.LindgrenhandsoverMaineMapmakersKitchenwrittenandpublishedbyhand-drawnmapacionadoJaneCrosenandavailableinbookstoresandfrommaine-mapmaker.com27.95paper.Itincludesrecipesdesignedforhomecampandaoatamonghow-toinstructionongrowinghar-vestingandpreserving.Itsagoodonehesays.Nothinglikeabookasapresentforthefuture.nHistoryPress15.95paperisalookattherestaurantsfoodtrucksfarmersproduc-ersandpurveyorsthatmakethecityagreatplacetoeat.Butyouknowwhatthebest-sellingcookbookishandsdowninallShermansstoresasksChristie.HehandsoveracheeryredhardcoverMaineIngredientsFreshFabulousRecipesfromTeJuniorLeagueofPortland2004editionWim-merCookbooks5.99.Dontwriteitoasjustaquaintsouvenirforcruise-shipperseitherrecipesinthe300-pluspagesthatopenniceandatthankstothespiralbind-ingaremorewith-itthanyoumightexpectforthingslikecarrotsoupwithdillpestospinachandcheddarsoulemonsaronswordshandNubbleLightnutbars.ChristiehimselfistheauthoroftheMaineBeerBrewinginVacationlandTeHistoryPress19.99paperwhichhasundeniableholidaygiappealinthissuds-crazytown.TreasureHunTingSomeofthegreatMainecookbooksareoutofprintbuthardlyoutofsightinaVotedBestCheapEats22yearsofgreatitalianfoodPasta-Pizza-Sandwiches-BeerWine50seatair-conditionedDiningRoomFreeParkingOpen11-8Mon-SatANTHONYSItalianKitchenALotofItalianForNotMuchAmerican151MiddleStPortland774-8668www.anthonysitaliankitchen.com 773.7210375ForeStreetintheoldPortFacebook.combullFeeneySbullFeeneySScratch-madeNicePeopleTotallyAuthenticportlandspubPARKERSStuffedPepperswithabutternutcreamauceweetPotatoCroquetteswithsmokedgoudaandbaconbraiedirloinandhitakemuhroomParkersRestaurantaNorthDeeringLandmarkcelebratingasilveranniversaryinvitesyoutojointheircelebrationNoHassleParkingeasyingressandegressVisitourwebsiteforacompletelistingofmenuitems.Offeringexceptionalvalueasdenedbyreasonablepricingandqualityingredientsinallourofferings.CreativeBusinessLuncheonsfunctionsHappyHourMondaytoFridaywithdrinkandappetizerspecials.CometoaplacewhereinnotimeeveryonewillknowyournameMenuItemssubjecttochangepleaserefertowebsite58phgzDiningguiDebbondantenjoytraditionaltalianfamilyfavoritesstepsfromdowntownKennebunkport.Bistroseatincasualatmosperefresandmadepastasclassicslikespaettimeatballsravioliwitricottafillintaliatellefradiavolowitclamssrimplobsterandtomatosauceandbucatiniallalobstercarbonara.Perfectforyourrustictaliancravins.penyearroundandfullmenuavailablefortakeout.27WesternvenueKennebunk967-2211abbondanteme.comBreauCafeasbeenservinupbreakfastluncfor23yearsFavoritemenucoicesinclude12specialtyomeletsbuild-your-ownbreakfastburritosBelianwaffleswitfruitesBenedictomemadecornedbeefas.uncfeaturesomemadecilifresmade-to-ordersandwicesburerswraps.pendaily7am-2pm.428Forestve.Portland772-9202BullFeeneysutenticrispubrestaurantservindeliciousfrom-scratcsandwicessteaksseafoodeartyrisfarepourinlocalcraftpremiumimportedbrewsaswellasainesmostextensiveselectionofsinlemaltScotcriswiskeys.ivemusicfivenits.pen7days1130am-1am.Kitcenclosesat10pm.375ForeSt.ldPort773-7210bullfeeneys.comBrunosVotedPortlandsBesttalianRestaurantbyarketSurveysofmericaBrunosoffersadeliciousvarietyofclassictalianmericanandseafooddisesandteymakeallofteirpastain-ouse.greatsandwicespiacalonessoupscowdersandsalads.njoyluncordinnerintedininroomorteavern.Casualdininatitsbest.33llenvenue878-9511.avidsKpPortlandCefDavidurinsrestaurantineBoatouseWaterfronthotelaspanoramicwindowsontearborandalfrescodinininsummer.Upscaletwistsonclassicsincludesteakandlobsterwitepiawitarlicbuttersteaklobsterroastedtomatocarameliedonionoatceeseandalobsterrollinaouse-madefocacciaroll.PopularappyourandSundaybrunc.penyearround.21ceanve.Kennebunkport967-8225boatouseme.comdininiMillosnteWaterservestefresestlobsterseafoodBlacknuscutsofbeeftalianfaremore.DiillosoffersfabulousviewsoftewaterinPortlandharborfromeverytableFamousobsterRollsclamcowderaddockcowderlobsterstewdelicioussalads.Servinfrom11am.CommercialSt.ldPort772-2216dimillos.comEarthtHiddenpondJamesBeardaward-winnerCefKenrineropenedtisfarm-to-forkrestaurantin2011featurintebountyofhiddenPondResortsoranicfarminamenutatincludesouse-madepastasandcarcuteriewood-rilledpiasandsinatureslikepeekytoecrabtoastwitFrenccocktailsauce.Craftcocktailsandanextensivewinelist.penay-ct.354gooseRocksRoadKennebunkport967-6550eartatiddenpond.comEvesattheGardenanoasisofcalmandreatfoodintemiddleofteldPort.eperfectspotformeetinsspecialoccasionsandacocktail.nredientsfromaineswatersandfarmsjumboscallopsnaturalsustainableporkbeeffisandsellfisandainelobster.hometoteannualceBarvesardenisperfectforoutdoordinininseason.happyhouronday-Fridayfreevaletparkin.unc1130-2Dinner5-930.468ForeSt.Portland775-9090evesattearden.comFishBonesmericanGrillcasualupscalerestaurantofferincreativemericancuisine.Specialtiesincluderilledweatcrustcrostonesuniqueentresaladscreativedinnerofferins.ocatedinteeartofewistoninteistoricPortlandsonlyindependentlyownedandfamilyoperatedfuneralhome.172StateStreetPortland773-6511ctcrawford.com Dcb201459RtRtRvwDianeHudsonRtRtRvwDianeHudsonPhotosbyJoaquinMalMannWestEndEnchantmentbatesillcomplexwithoff-streetparking.comegethookedLunhdinner-FdinneronlySalosedSunday.70LinolnSt.Lewiston333-3663fishonesmaine.omGreatLostBearAfullarwith70eertapsofaineAmerianraftreweriesalargebelgianseletion.enufeaturessaladsurgersalargevegetarianseletiontheestnahosbuffalowingsintown.Disoverwherethenativesgowhentheyrerestlessveryday1130am-1130pm.540ForestAve.intheWoodfordsareaofPortland772-0300greatlostear.omHurricaneRestaurantfeaturesthenestseafoodandNewnglandookingonainesoast.ServinglunhanddinnersevendaysaweekSundaybrunhtil330p.m.Disoverouraward-winningwinelistenjoy10offeveryottleofwineonWednesdays.Findhouse-madepastriessignatureoktailsandextraordinaryve-starNewnglanduisine.eservationssuggested.DokSquareKenneunkport967-9111hurrianerestaurant.omMissPortlandDinerPortlandsonlylandmarkdinerservinglassihomemadeomfortfood.Opendailyat700amservingreakfastlunhanddinner.beerwineandliquor.Loatedat140arginalWayPortland210-6673missportlanddiner.om.OceanatCapeArundelInnResorthas180-degreewaterviewsOeanisperfetforamemoralemealoritesatthear.xeutivechefPierreGignaoffersfineuisineinspiredysouthernFrenhandediterraneanflavorssuhasFishermansbourrideaseafoodstewwithleeksfennelfingerlingpotatoreamyrothandlemonaioli.Openyearround.208OeanAve.Kenneunkport967-4015apearundelinn.omdiningOneDockAward-winningOneDokintheKenneunkportInnservesnativeainelassiswithaosmopolitantwistplusaseletionofsmallplates.Signaturesinludelosterwithhomemadesaffronfettuinewhitewinereamandtruffleoil.GuestsanenjoylivemusionweekendsnightlyduringsummermonthsdailyHappyHourspeialsandoutdoordiningonthepatioandterraethroughoutsummer.Openyearround.OneDokSquareKenneunkport967-2621onedok.omPedrosfousesonsimpleyetfull-flavoredexianandLatinofood.Offeringtaosurritosandanimpressivearrayofmargaritassangriaeerandwine.speialesdelasemanaspeialsoftheweekkeepthemenuvariedandfreshandshowasedifferentLatinoultures.Seasonaloutdoordiningavailale.Opendaily12-10.181Portd.Kenneunk967-5544pedrosmaine.omPier77TheRampBarGrillareownedmanagedyKatechefPeteroreny.Pier77hasaformaldiningroomwithstunningviewsofcapePorpoiseHarorlivemusieahweekendwhiletheampismoreasualwithitsownarmenuathard-to-eatpries.Openyear-round.77Pierd.Kenneunkport967-8500pier77restaurant.omTheTidesBeachClubcoastalhiamianeoverlookingGooseoksbeah.Loalseafoodisthefoalpointainelosterrollwithdrawnutterorheredmayorispyfriedlamswithhousetartarmarinatedgrilledtunawithhouse-madekimheesoanoodlesandwasai.Speialtyoktailswithfreshloaljuiesandhersartisanaleersandanextensivewinelist.Openay-Ot.254Gooseoksd.Kenneunkport967-3757tideseahlumaine.omreservationsreommendedWerushthroughthespittingsnowandgustywindsintoBaoBao.InsidethischarmingdumplinghousewhichisquicklywinningameoritsspecialtyweshifgearsandtrytheSpicyPigsEars6.08orreasonsallourown.TeearsarehotstubewareTeheatcomesromarbolchilioilalsooundinlit-tlepotsonthetable.Braisedwithkombuandblackcardamomtheyrethenpressedandshaved.Gelatinousintexturetheyretuckedinwithnapacabbagewhichgivesthedishagoodcrunch.Aslightsweetnessderivesromshanxiasorghum-basedvinegar.GreensinOysterSauce7.08mitigatestheearsspicybite.Aavorulsaucecomple-mentsexcellentsteamedwhiterice1.08.Ontothedumplings.Ourrstindul-genceSteamedHakeBurdock8.08islikenothingweveseenanywhere.Tread-cutdumplingwrappersareribbonedlayersenvelopingthetendersh.Happi-lydevouringoursixpiec-esweaccelerateintoournextplateodumplingstheab-solutelyessentialLambBlackBeanChiliPeanut8.08.TelambisgoodlikemyScottishgrand-mothers.Whenlambtalksittalksandthisdumplingsaysitall.ManagerChrisGilmantellsusBaoBaotranslatestowrappedtrea-sure.Bitebybitewesharethediscovery.ImenjoyingLionStoutromSriLanka8.RichandalmostsweetIlearnitisaa-voriteoBaoBaoscheownerCaraStadler.Nextupbeeandyellowcurrydumplings8.08seared.Tebrownedexteriorworkswellwiththeintensecurriedmeat.Welovetheseriousteamenuhereandweslipintoanexcellentchai4steepedorourminutesperect.WepairitwithPan-danLeaPannaCotta6.08ordessert.Tecoconutmilkgivesitarichtextureanditstoppedwithmangopuree.Asorwhymostmenuitemsarepricedwith.08attheendTenumber8isconsid-eredtobeveryluckyinChinaGilmansays.Itseemstobeworkingitsmagicheretoo.nBaoBaoDumplingHouse133SpringSt.Portland.1130a.m.-1a.m.Tues.-Sat.772-8400.Reservationstakenforpartiesofeightormore.VisitRestaurantReviewsatportlandmonthly.comportmagcategopyreviews.Portlandsstylishnewdumplingpalacehasitsownluckydragon. ItalIanHerItageCenterEST.1953WeSpecializein...AmazingCompleteWeddingPackagesRoomsAccomodateGroupsfrom50-500CorporateSocialWeddingItalianHeritageCenter40WestlandAvenuePortlandME04102207-772-2500FAX207-780-8505www.italianheritagecenter.comEmailyourinquirestoihcmgrmaine.rr.comDollarssense60portlandmonthlymagazineBreakoutadvantageWehaveasmartphoneappthatshandingfortransferringbetweenaccountswhenyouretraveling.AnnaDavisKenneBUnKsaVInGskennebunksavings.comBranches13MinimumATMwithdraw20Non-customerATMcharge3RefundATMsurchargesYesCheckingaccountfeeNoHighestsavingsaccountAPYterms0.105000minimumbalance.CreditcardAPRsforABCcreditscores9.99to20.99BestAPRfor60-monthautoloan4.79Lowest30-yearfixedrateres.mortgageAPR4.041Lowestres.mortgageAPRterms3.32215-yearxed.HighestAPYopportunity1.315-yearIRACD.HighestCDAPYterms1.315-yearCD.BestAPYfor12-monthIRA0.4ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageYougetabankwherepeopleknowyournamebutalltheserviceofabigbank.HeatherHarris.KeYBanKkeybank.comBranches53MinimumATMwithdraw20Non-customerATMcharge2.75RefundATMsurchargesWithsomeaccounts.CheckingaccountfeeNoneforPrivilegeChecking.HighestsavingsaccountAPYterms.05for2500minimum.CreditcardAPRsforABCcreditscores11.99to21.99BestAPRfor60-monthautoloan3.24Lowest30-yearfixedrateres.mortgageAPR4.125Lowestres.mortgageAPRterms3.4215-yearxed.HighestAPYopportunity.69minimumdepos-it2500.HighestCDAPYterms.855-yearminimumde-posit100000.BestAPYfor12-monthIRA0.2ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageKeyPrivilegeAccountshavenomonthlyfeefreechecksandafreesafedepositbox.SandyWalshnorWaYsaVInGsBanKnorwaysavingsbank.comBranches24MinimumATMwithdraw20Non-cus-tomerATMcharge2RefundATMsurchargesYesupto20.CheckingaccountfeeNoHighestsavingsaccountAPYterms.35IRASav-ingsaccount.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan2.99Lowest30-yearfixedrateres.mortgageAPR4.282Lowestres.mortgageAPRterms3.43115-yearxed.HighestAPYopportunity.955-yearCDIRA.HighestCDAPYterms.955-yearCD.BestAPYfor12-monthIRA.25PremiumIRA.ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWehaveoneofthebestlocationsforworkingwithpeopleandbusinessesinWesternandSouthernMaine.Weoerthesametechnologyasabigbankbutwereasmallbank.KarenHakala.TheBigBankTheorycontinuedfrompage39 Therehasneverbeenabettertimetouseacreditunion.MoreAccessMoreChoiceWithSharedBranchingtherearemorebranchesthananysinglebankinMaine170branchesinMaineandover5000acrossthecountry.Creditunionshavethelargestsurcharge-freeATMnetworkinthestatewithover230SURFATMs.Weofferthelatestinmobiletechnologyforaccountaccesstokeepyouequippedforwhereverlifemaytakeyou.Andwithcreditunionsweareaboutlendingahandwithlowloanratesgreattermsandlocaldecisions.Morethan646000Mainersuseacreditunionandownit.Findouthowatmainecreditunions.org www.treehousetoys.com47ExchangeStreetPortlandME888-560-TOYS143MarketStreetPortsmouthNH603-433-TOYSHappyHolidaysFromAllofUsDollarssense62portlandmonthlymagazinenortheastBanknortheastbank.comBranches10MinimumATMwithdraw20Non-customerATMcharge2.00RefundATMsurchargesYesCheckingaccountfeeNoHighestsavingsaccountAPYterms0.35100000minimumbalance.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan6.131Lowest30-yearfixedrateres.mortgageAPR4.25Lowestres.mortgageAPRterms3.2510yearfxed.HighestAPYopportunity1.45-yearCD.HighestCDAPYterms1.45-yearCD.BestAPYfor12-monthIRA0.2ElectroniccheckscanningonmobiledevicesNoBreakoutadvantageProvidingin-depthcommer-ciallendingsolutionswithuniqueexpertiseinSBAloanprograms.PeoPlesUnIteDBankpeoples.comBranches8MinimumATMwithdraw10Non-customerATMcharge2.50RefundATMsurchargesWithsomeaccounts.Checkingaccountfee120i65orolderminimumbalanceismaintainedoruseodirectdeposit.HighestsavingsaccountAPYterms0.1with10000minimumbalance.CreditcardAPRsforABCcreditscores13.99to18.99BestAPRfor60-monthautoloan7.49oranewcar.Lowest30-yearfixedrateres.mortgageAPR3.940Lowestres.mortgageAPRterms3.24015-yearfxed.HighestAPYopportunity15-yearCD.HighestCDAPYterms1.05-yearBestAPYfor12-monthIRA0.3ElectroniccheckscanningonmobiledevicesYes.BreakoutadvantageAtPeoplesUnitedBankwebelievethatbyoeringempathyandexpertisetoourcustomersgivingbackaspartnersinourcommunitiesandvaluingtheknow-howoouremployeesweallsucceedtogether.saCoBIDDeForDsaVInGssbsavings.comBranches6MinimumATMwithdraw5Non-customerATMcharge3.50RefundATMsurchargesNoCheckingaccountfee3unlesstheminimumbal-anceismaintained.HighestsavingsaccountAPYterms0.4MainelyPreerredaccount100000minimum.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan3.5oranewcar.Lowest30-yearfixedrateres.mortgageAPR4.175Lowestres.mortgageAPRterms3.33715-yearfxed.HighestAPYopportunity1.765-yearCD.HighestCDAPYterms1.765-yearCD.BestAPYfor12-monthIRA.45ElectroniccheckscanningonmobiledevicesNo.BreakoutadvantageOurbranchesopenat730onSundaymorningsandwehavesomeverycompeti-tivesavingsproducts.CathyWhitesanForDInstItUtIonForsaVInGsbanksis.comBranches8MinimumATMwithdraw20Non-custom-erATMcharge3RefundATMsurchargesYeswithUl-timateChecking.CheckingaccountfeeNoHighestsavingsaccountAPYterms.08Money sMemberBusinessServicesOrOnOBangOrFarmingtOnPOrtlandPresqueisleMemberBusinessBorrowersbenetfromUCUspartnershipswithSBAU.S.SmallBusinessAdministrationFAMEFinanceAuthorityofMaineandtheUSDARuralDevelopmentUnitedStatesDepartmentofAgriculture.FromdepositaccountstocommerciallendingUCUcanhelpyoursmallbusinessgrowContactJayFortierAVPofMemberBusinessServicesat207.889.9922FederallyinsuredbyNCUA.EqualHousingOpportunity.NMLSID407658JeanneHulitPresidentoftheCommunityBankingDivisionwithhercommercialteam.L-RLucasTakatsuDarylWentworthSeanCameronGregoryCorraTimTowerTimMichalakandJonathanSmith.Tolearnmorevisitnortheastbank.combusinessSBAPreferredLenderWEOFFERBusinessLoansLinesofCreditCommercialRealEstateLoansSBAUSDALoansCashManagementServicesBusinessOnlineMobileBankingHelpingMaineBusinessesGrowwithCustomizedSolutions...Providingin-depthcommerciallendingexperiencewithuniqueexpertiseinSBAloanprograms.Letusbeyourbusinessbankingresource.December201463 PORTLANDDOWNTOWNWATERFRONT145FORESTREETPORTLANDMAINE04101207.761.1660WWW.RESIDENCEINNDOWNTOWNPORTLAND.COMPortlandsOnlyAll-SuiteWaterfrontHotelPortlandsOnlyAll-SuiteWaterfrontHotelPresentthisaduponcheck-inandreceive10offyourstayDollarssenseMarketsavings200000minimumbalance.CreditcardAPRsforABCcreditscores10.99-21.99BestAPRfor60-monthautoloan3.0Lowest30-yearfixedrateres.mortgageAPR4.169Lowestres.mortgageAPRterms3.32715-yearfxed.HighestAPYopportunity2.2710-yearSilverLinkCDIII10000minimumbalance.HighestCDAPYterms2.2710-yearSilverLinkCDIII10000minimumbalance.BestAPYfor12-monthIRA.045000minimum.ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageYourealwaysgoingtogetaper-sonwhenyoucallusbutweareuponallthelatestelectronicbankingtechnology.Temobileappsarereallyhandy.RachelPerez.TDBanKtdbank.comBranches40MinimumATMwithdraw20Non-custom-erATMcharge3RefundATMsurchargeswithcertainaccounts.CheckingaccountfeeFreewithminimum100balance.HighestsavingsaccountAPYterms.40CreditcardAPRsforABCcreditscores9.24-23.24BestAPRfor60-monthautoloan3.99Lowest30-yearfixedrateres.mortgageAPR4.06Lowestres.mortgageAPRterms3.315-yearfxed.HighestAPYopportunity1.257-yearCDminimumdeposit250.HighestCDAPYterms1.257-yearCDminimumdeposit250.BestAPYfor12-monthIRA.25minimumdepos-it250.ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageAlmostalloourbranchesallhaveSaturdayandSundayhours.ChristinaOBrienCREDITUNIONSaCaDIaFeDeralCreDITUnIonacadiafcu.orgBranches5MinimumATMwithdraw10Non-custom-erATMcharge1.50RefundATMsurchargesNo.Check-ingaccountfeeNoHighestsavingsaccountAPYterms.25CreditcardAPRsforABCcreditscoresAslowas10.90.BestAPRfor60-monthautoloan2.992007carornewer.Lowest30-yearfixedrateres.mortgageAPR5.64with20downpayment.Lowestres.mortgageAPRterms5.3010-yearfxed20downpayment.HighestAPYopportunity2.025-yearCD.HighestCDAPYterms2.025-yearCD.BestAPYfor12-monthIRA.40ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWegetalotocomplimentsbe-causewereallygooutoourwayorourmem-bers.LindaBechardaTlanTICreGIonalFeDeralCreDITUnIonatlanticregional.comBranches4MinimumATMwithdraw10Non-custom-erATMcharge2.50RefundATMsurchargesYesupto20permonth. Exit31offI-295WhatsnewatTopshamFairMallLameyWellehanopeningthismonthDaysJewelersinFebruaryandmoreArewetakingmycaroryours66portlandmonthlymagazineDollarssenseCheckingaccountfeeNoHighestsavingsaccountAPYterms.10CreditcardAPRsforABCcreditscores9.99to22.99BestAPRfor60-monthautoloan2.74Lowest30-yearfixedrateres.mortgageAPR4Lowestres.mortgageAPRterms2.407-yearfxed.HighestAPYopportunity1.355-yearStep-upCDIRA.HighestCDAPYterms1.355-yearStep-upCD.BestAPYfor12-monthIRA0.4ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageOurpersonalservice.RogerSirois.BanGorFeDeralCreDITUnIonbangorfederal.comBranches3MinimumATMwithdraw10Non-customerATMcharge2.50RefundATMsurchargesNoCheckingaccountfeeNoHighestsavingsaccountAPYterms0.25MoneyMarketaccount25000minimumbalance.CreditcardAPRsforABCcreditscores7.9to10.9BestAPRfor60-monthautoloan3.492011carornewer.Lowest30-yearfixedrateres.mortgageAPRNALowestres.mortgageAPRterms3.7520-yearfxed.HighestAPYopportunity1.465-yearJumboCD100000minimumbalance.HighestCDAPYterms1.465-yearJumboCD100000minimumbalance.BestAPYfor12-monthIRA.2525000minimumbalance.ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWereintheSharenetworksoyoucanaccessyouraccountinormationromanycreditunioninthecountry.Andwekeepourloansin-houseso20yearsisourmax.RayBeanCPorTCreDITUnIoncportcu.orgBranches4MinimumATMwithdraw10Non-custom-erATMcharge3RefundATMsurchargesCircumstantial.CheckingaccountfeeNoHighestsavingsaccountAPYterms0.4MoneyMarketPlusaccount100000minimumbalance.CreditcardAPRsforABCcreditscores9.99to17.99BestAPRfor60-monthautoloan2.99Lowest30-yearfixedrateres.mortgageAPR4Lowestres.mortgageAPRterms3.12515-yearfxed.HighestAPYopportunity1.605-yearclassicannualCD.HighestCDAPYterms1.605-yearclassicannualCD.BestAPYfor12-monthIRA0.2ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWeknowmostoourmembersbynameandbyace.Peoplereallyenjoytheamilyeeltheyhavewhentheycomein.MissyTaskerCUMBerlanDCoUnTYCreDITUnIoncumberlandcountyfcu.comBranches5MinimumATMwithdraw20Non-custom-erATMchargeDependsontheATMlocationRefundATMsurchargesNoCheckingaccountfeeNoHighestsavingsaccountAPYterms0.375000minimumbalance.CreditcardAPRsforABCcreditscoresNABestAPRfor60-monthautoloan2.45NewUsedcar Eat.Play.Save.stillonly29.95VisitOurMaineMallKiosktoPurchase207.775.4711orvisitthewebtoorder.dineportland.comLearnfromyourBestFriendLifeisanadventure...enjoyitEverybodylikesSAVINGSThePerfectGiftforyourselforyourbestfriend.FamilyNight.DateNight.EveryDay.PortlandDineAroundClubhasgivenMainershugesavingsfor27years.Membersreceivespecialdealsforlocalattractionsover300SouthernMainerestaurantssportingeventsandmoreEnjoygettingoutandsupportingourlocaleconomywhilereapingtherewards.c73hx.e4PortlandDineAroundClub229CommercialStreetPortlandMaine207773-3906davidwood.comCustomclothingwetheritbesuitsjacketstrousersorshirtsisthemostdirectlinetoclothesthatfitandarecomfortableandstylish.AtDavidWoodourcustomclothingisjustabitmorethanready-madeanddeliveryinajiffy.Usuallythreeweeks.SelfAssured.SeeyousoonDWPORTLAND.December201467under5yearsold.Lowest30-yearfixedrateres.mortgageAPR4.074Lowestres.mortgageAPRterms3.16710-yearsfxed.HighestAPYopportunity1.875-yearCDIRA75000minimumdeposit.HighestCDAPYterms1.875-yearCD75000minimumdeposit.BestAPYfor12-monthIRA0.65ElectroniccheckscanningonmobiledevicesNoBreakoutadvantageWereacreditunionsowerenotorproft.DebbieMartin.FIVECOUNTYCREDITUNIONfivecounty.comBranches15MinimumATMwithdrawaslowas5dependingonlocationNon-customerATMcharge3RefundATMsurchargesNoCheckingaccountfeeNoHighestsavingsaccountAPYterms.15withnominimumbalance.25with5000minimumbalance.CreditcardAPRsforABCcreditscores13.75to19.9BestAPRfor60-monthautoloanAslowas2.5.Lowest30-yearfixedrateres.mortgageAPR4.125Lowestres.mortgageAPRterms3.12510-yearfxed.HighestAPYopportunity1.065-yearCD100000minimumbalance.HighestCDAPYterms1.065-yearCD100000minimumbalance.BestAPYfor12-monthIRA.35100000mini-mumbalance.ElectroniccheckscanningonmobiledevicesNoBreakoutadvantageWehaveninelocationsandaull-servicecallcenterthatareopensixdaysaweekMondaythroughSaturdayuntil800p.m.andthisincludesmostholidays.MikeFoleyKVFEDERALCREDITUNIONkvfcu.orgBranches2MinimumATMwithdraw5Non-customerATMcharge1RefundATMsurchargesNoCheckingaccountfeeNoHighestsavingsaccountAPYterms.152500minimumbalance.CreditcardAPRsforABCcreditscores11.9to15.9BestAPRfor60-monthautoloan3.49Lowest30-yearfixedrateres.mortgageAPR4.2Lowestres.mortgageAPRterms2.9910-yearfxed.HighestAPYopportunity1.855-yearCD.HighestCDAPYterms1.855-yearCD.BestAPYfor12-monthIRA0.4ElectroniccheckscanningonmobiledevicesNoBreakoutAdvantageMoreoapersonaleelweknowourmembersbyname.JakeRollins.LINCOLNMAINEFEDERALCREDITUNIONlincolnmainefcu.comBranches1MinimumATMwithdraw1Non-customerATMcharge1.50RefundATMsurchargesYesCheckingaccountfeeNoHighestsavingsaccountAPYterms.25CreditcardAPRsforABCcreditscores7.9-18BestAPRfor60-monthautoloan2.99Lowest30-yearfixedrateres.mortgageAPRNALowestres.mortgageAPRterms4.750-15yearsfxed.HighestAPYopportunity1.755-yearCD. ChooseConcordCoachLines.ServingBostonSouthStationBostonLoganInternationalAirport.Noworriesaboutfillingyourtankdrivingintrafficorpayingoutrageousparking.Offeringwificomfortableseatssatelliteradiopoweroutletsamoviewaterandasnack.Savetimebypurchasingon-line.www.concordcoachlines.comDollarssense68portlandmonthlymagazineHighestCDAPYterms1.755-yearCD.BestAPYfor12-monthIRANAElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWekeepourmortgagesin-housewhichisonereasonpeoplecometousitsaperson-alservice.WendyOldenburghlIsBonCoMMUnITYFeDeralCreDITUnIonlisboncu.orgBranches2MinimumATMwithdraw10Non-cus-tomerATMchargeCircumstantialRefundATMsur-chargesNoCheckingaccountfeeNonewith300balance.HighestsavingsaccountAPYterms.35withMoneyMarketaccount100000minimumbalance.CreditcardAPRsforABCcreditscoresFrom13.90.BestAPRfor60-monthautoloan3.52011carsornewer.Lowest30-yearfixedrateres.mortgageAPR4.072Lowestres.mortgageAPRterms3.37215-yearfxed.HighestAPYopportunity1.5105-yearCD.HighestCDAPYterms1.515-yearCD1000minimum.BestAPYfor12-monthIRA.45ElectroniccheckscanningonmobiledevicesNoBreakoutadvantageWehaveSaturdayhoursandwereproudoourcustomerservice.YouwontgetavoicerecordingwhenyoucallunlesswereclosedSarahWellington.PeoPlesCHoICeCreDITUnIonpeopleschoicecreditunion.comBranches4MinimumATMwithdraw10Non-customerATMcharge2RefundATMsurchargesNoCheckingaccountfee5.950withe-payothreebillspermonth.HighestsavingsaccountAPYterms0.5MoneyMarketsavings250000minimumbalance.CreditcardAPRsforABCcreditscores9.9to29.99BestAPRfor60-monthautoloan3.29Lowest30-yearfixedrateres.mortgageAPR2.3936months.Lowestres.mortgageAPRterms3.5015-yearfxedHighestAPYopportunity2.7810-yearCD500minimumbalance.HighestCDAPYterms2.78120-monthCD500minimumbalance.BestAPYfor12-monthIRA0.575000minimum.ElectroniccheckscanningonmobiledevicesNo.BreakoutadvantageWerecompetitivewithourrateswehavenoeesonourloansandwehaveno-eeVisawhichishardtofnd.NancyGreenlea.ToWnCoUnTrYFeDeralCreDITUnIontcfcu.comBranches6MinimumATMwithdraw1Non-customerATMcharge2RefundATMsurchargesYeswithRe-wardsChecking.CheckingaccountfeeNoHighestsavingsaccountAPYterms.1525mini-mumdeposit.CreditcardAPRsforABCcreditscoresAslowas8.90.BestAPRfor60-monthautoloan2.49ornewcar2.99orusedcar.Lowest30-yearfixedrateres.mortgageAPR4.5Lowestres.mortgageAPRterms3.9915-yearfxedHighestAPYopportunity3.01upto10000withRe-wardsChecking.HighestCDAPYterms1.55-yearCD. ApplyonlineatPeoplesChoiceME.orgVISAorcall877-785-6328WithaNewPeoplesChoiceVISAcardandScoreCardRewardsDecember201469BestAPYfor12-monthIRA0.5ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWefndthatpeoplearereallygladtohavetheirmortgageheldbytheirownbankwheretheycanwalkrightinandtalktous.Telev-elocomplaintsaboutbythegiantnationallendershasreallygoneup.MikeMartinUNIVERSITYCREDITUNIONucu.maine.eduBranches8MinimumATMwithdraw5or20Non-cus-tomerATMcharge2RefundATMsurchargesInsomecircumstances.CheckingaccountfeeNoHighestsavingsaccountAPYterms.76RewardUSaverupto15000.CreditcardAPRsforABCcreditscores7.99to17.993.99APRintrorateonbalancetransers.BestAPRfor60-monthautoloan3.747500min-imumloanamountandamonthlypaymento18.30per1000.Lowest30-yearfixedrateres.mortgageAPR4.229Lowestres.mortgageAPRterms3.25110-yearfxed.HighestAPYopportunity1.205-yearCDIRA.HighestCDAPYterms1.205-yearCD.BestAPYfor12-monthIRA0.3ElectroniccheckscanningonmobiledevicesYesBreakoutadvantageWerelocalandnot-or-pro-itwhilealsohavingtheabilitytoservemembersacrosstheU.S.Wehavecuttingedgetechnologytomakebankingeasier.AmyIrishnResearchbyCodyMarcroft 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12HARVESTONTHEHARBORfromtopleft1.AncaPotuinSophieDaniels2.ShanaMatelsonBrittanyFeltovic3.RandyCruseDanielMcCarthy4.ChefsMichaelRuossMatthewMacDowellWilfredBeriau5.ChrisKinkaideHeathDown6.ChildeLivenNoahBurkeADDISONWOOLEYTEXTTEX-TUREEVENTATENGINEROOMfromleft1.ColletteBouchardDaveWadeSteveHirshon2.JimKelleyEddieFitzpatrick3.SusanPorterJimCampbell4.JaneBanquerPaulLichter5.FranVitaTaylorArthurFink6.MichaelAnnieandVictorRomanyshyn12345612346RECEPTIONFORCHINESETRAVELDELEGATIONATDIMILLOSONTHEWATERPORTLANDfromleft1.CVBPresidentLynnTillotsonAnitaJiaQinggenXia2.JieLiBaiJiangJenniferGeiger3.LeiPanRobertWitkowskiJianyunDeng3596portlandmonthlymagazineflashPortlandmonthly.com PORTLANDMEBATHMEPORTSMOUTHNHWWW.SPRINGERSJEWELERS.COMTHEKWIATDIAMONDTAGCOLLECTION